Moolanomy Personal Finance

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thumb How to Get In Shape and Save Money

Tired of spending money on things you don’t use or get very little results out of? I’m referring to your gym membership. Don’t get me wrong, I’m a big fan of gyms and love going to them, but when they cost an average of $33 per person per month, it comes down to a combined [...]

thumb 18 Business Tools and Tips for the Recent Grad

There’s no shame in admitting it: It’s possible to make it through college and into the real world without having the first idea about investing, money management, or anything that deals even remotely with finances. But thanks to the growing number of Web sites and online tools devoted to fiscal responsibility, it’s easier than ever [...]

thumb Bank Account Savings Strategy

Whether you invest in the stock market or not, bank accounts are a vital investment and savings vehicle. No matter how much or little money you have, everyone needs to set aside money that is guaranteed to be there when you need it. …

Types of Student Loans and Things You Should Consider

Both federal and private bodies help students pay for their schooling in the form of loan, which is a twenty-first century tool available to every student in need of tuition money. This one-stop panacea assists students especially those from low-income families reach the height of their professional dreams. Student loan interest rate is considerably lower [...]

thumb How To Prioritize Your Debt Repayment Plan

Everyone knows that healthy personal finances requires debt reduction. However, paying down debt can become discouraging when you have a great deal of it, from a variety of sources. Paying a little bit extra every month on each of your debts doesn’t seem to make a dent, thanks to high interest charges. Instead, you can [...]

thumb Money Hacks Carnival #76 – The Fun Money Facts Edition

Welcome to the 76th edition of Money Hacks Carnival. In this edition, I’ll be presenting some interesting and fun facts about money along with the submissions. For editor’s picks, please look for entries noted with (EP).

Money Fact #1: $1 bills wear out in about 17 months. Bills of larger denomination last longer because they are [...]

thumb How Credit Card Companies And Credit Repair Firms Deceive Consumers

In the credit card world, scam operators are taking money from innocent customers without adding value, misrepresenting claims and simply performing shoddy service. Fortunately, customers have an avenue to complain and the FTC has also taken pretty tough actions. Below are some examples of the actions that the FTC has taken against some shady companies. [...]

thumb How Much Is 1% Really?

On occasions when I discuss interest rates or investments expenses, I get comments saying that rate chasing is not worth it. To show you that rate chasing is worth it, I am going to show you some math. One percent may not seems like much, but given enough time, 1% is much bigger than you [...]

thumb Moolanomy Answers and Liz Pulliam Weston Weekly Highlights

I have been thinking about how to increase interactivity of this site and make it easier for Moolanomy’s readers to help each other. The result is a new feature called Moolanomy Answers. You’ll notice the question box on the sidebar of every page along with the 3 most recent question. Please check it out — [...]

thumb Borrowing From Relatives And Getting Out Of Debt

In this Ask the M-Network article, David admitted that he’s in a lot of debt and asked if he should take up his dad’s offer to get him out of debt. Should he count on dad to bail him out, or should he get out of this financial mess on his own? Here’s the question [...]

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