18 Business Tools and Tips for the Recent Grad
There’s no shame in admitting it: It’s possible to make it through college and into the real world without having the first idea about investing, money management, or anything that deals even remotely with finances. But thanks to the growing number of Web sites and online tools devoted to fiscal responsibility, it’s easier than ever [...]
Another school year is quickly approaching and this is a great time to start planning and preparing for the new school year. With the current economic condition, it’s also a good time to discuss practical finances with your children. Here is a great collection of articles and video that you can peruse.
6 Ways To Build [...]
33 College Budget Calculators for Students: Budget Now to Reduce Your Debt
Since most colleges don’t have classes on budgeting and basic money management it’s up to students to educate themselves. This collection of 33 free student budget calculators, spreadsheets and worksheets will help students of all ages create a workable budget — plus learn some basic budgeting skills along the way!
Here’s what you’ll find:
9 Web-Based Budget [...]
Money Hacks Carnival #76 – The Fun Money Facts Edition
Welcome to the 76th edition of Money Hacks Carnival. In this edition, I’ll be presenting some interesting and fun facts about money along with the submissions. For editor’s picks, please look for entries noted with (EP).
Money Fact #1: $1 bills wear out in about 17 months. Bills of larger denomination last longer because they are [...]
College Savings and Investing With 529 Plan and ESA
As a new parent, I am sure you’re painfully aware of how expensive college is, and will be. You may wonder how in the world are you going to save that huge sum needed for your child’s college education. This article is design to help you walk through each step — e.g., getting your finances [...]
Expected Family Contribution – The Key Target When Saving For College
When saving money for college education, you should be aware of your Expected Family Contribution (EFC). EFC is how much money your family is expected to contribute to your college education — the lower your EFC, the more financial aid you will receive.
A Brief Note From Plonkee
One of the great things about not having children [...]
Kent Irwin, who recently wrote a guest article: Is Suze Orman Right, Can You Be Your Own Financial Planner?, sent me a free license to use his eFinPLAN online financial planning software. In this post, I am going to provide you with my initial experience, and I will follow up with a second post to [...]
I wrote about saving money for college in my posts: “My kid’s college costs will be $467,000! Are you kidding me?” and later in “Saving $250,000 for my son’s college education” with dollar amount adjusted down to a more realistic level. This weekly roundup, I searched my Google Reader and beyond for other posts and [...]
Our Social Security system is in crisis. Despite the fact, many people do not give retirement planning enough priority. This is especially true when life is hard — making it difficult to think about and plan for retirement that is 30-40 years away. However, I encourage you to stop putting your future at risk, review [...]
| High Interest Savings Accounts | 1.51% |
| High Yield CDs (1-year) | 1.60% |
| High Yield Checking Accounts | 1.46% |
| Best Credit Card | TrueEarnings® |
| 0% APR Balance Transfer | 12 mo |
| Lowest Interest Rate | 9.75% |
| Best Cash Back Reward | 5% |