File a Tax Extension Instead of an Amended Return
As April 15 inches closer, many are beginning to get their tax documents together and prepare to file their tax returns. However, there are many who don’t have all their tax documents by the requisite time, or who want a little extra time to make some savvy tax moves for their 2009 returns. In such [...]
Tax Tips for 2009 Tax Year
To help you make the most of your 2009 taxes, here are some tax tips to help you organize, prepare, and take advantage of the available tax deductions and tax credits for 2009 tax year. Instead of trying to compile my own list, I reached out to a few personal finance bloggers to share their [...]
As the year draws to close, it’s time to take stock of what you are doing to increase your overall tax efficiency. If you are looking to get a few more deductions, this is the time to do so, whether you are paying points for a mortgage or donating to charity. And another way you [...]
End-of-Year Financial Checkup Checklist
At least once a year, if not more, you visit the dentist and doctor to make sure everything’s working properly – why not give your finances the same opportunity? As we approach the busy holiday season, it’s easy to let attention slip from personal finance. If you find yourself barreling toward the end of 2009 [...]
Money Hacks Carnival #76 – The Fun Money Facts Edition
Welcome to the 76th edition of Money Hacks Carnival. In this edition, I’ll be presenting some interesting and fun facts about money along with the submissions. For editor’s picks, please look for entries noted with (EP).
Money Fact #1: $1 bills wear out in about 17 months. Bills of larger denomination last longer because they are [...]
Turn On Your Financial RADAR
One of the first things you must do on your journey toward achieving financial success is to turn on your Financial RADAR. Similar to a real radar, which allows you to detect objects and safely navigate through hazards, your Financial RADAR allows you to understand where you are today and navigate your way toward financial [...]
How can you tell if you’re financially on track or not? Unless you find yourself in one of the extremes, you’re probably wondering that right now. To get the answer, some people spend a lot of time learning and some simply hire a financial planner. However, there is an alternative that you may have not [...]
How To Create A Budget
I am down right bad when it comes to budgeting. I’ve gotten used to a save first and automatic payments lifestyle that budgeting has become a foreign language to me. However, a recent unfortunate event may put this lifestyle to an end and force us to take budgeting seriously. I have been refreshing myself on [...]
How To Transfer Credit Card Balances
I have discussed using balance transfer credit cards to help you reduce debt more quickly. As such, I think it’s prudent to go over how to transfer credit card balances so that you can avoid traps and pitfalls. This way you don’t end up paying more fees and finance charges than you should.
Photo by Classyshot [...]
Weekend Highlights, December 21, 2008
Christmas is quickly approaching and some of you may already be on your way to visit your family. I just want to wish every one a safe journey to your destination and back home.
Giveaways
To celebrate the Holidays, several PF bloggers are hosting giveaways this week. Here is a list of them according to the deadline:
Epson [...]
| High Interest Savings Accounts | 1.51% |
| High Yield CDs (1-year) | 1.60% |
| High Yield Checking Accounts | 1.46% |
| Best Credit Card | TrueEarnings® |
| 0% APR Balance Transfer | 12 mo |
| Lowest Interest Rate | 9.75% |
| Best Cash Back Reward | 5% |