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A common lesson from a children’s story book has become one of the guiding principles for investing: “Don’t put all your eggs in one basket.” But lately, I’ve come across a few articles where people are questioning the wisdom of diversification. Today, we are going to ask the question – could you make more [...]

When it comes to money saving ideas, some people go way out of their way to save a dime while others casually use products that cost hundreds of dollars. For example, is it worth drying a piece of Saran wrap?  Some folks (mostly from a previous generation) would put the wrap on the window to [...]

We in the personal finance blogosphere love to fill the internet with ideas on how to save money and discuss everything under the sun that you should not spend money on. Well, today, I’d like to discuss a few things that I believe are acceptable purchases.

The other day a friend called and asked me for some advice on personal finance. I was pretty flattered because it has only been a year since I first began reading and studying personal finance. In only one year I have already seen the positive effects that studying personal finance has had on my life. [...]

Whether planning a vacation, a business trip or a getaway to see family, traveling is a very expensive, yet important part of life. In this article, I’ll share some ideas to help you find ways to save money when booking a flight, hotel, and rental car to make your experience less stressful and lighter on [...]

I disagree with the common assumption that buying a house will be your biggest financial decision. I believe your choice of a marriage partner will be your single biggest financial decision.  Besides, who do you think is going to help you make the house decision? Therefore, make your spouse decision carefully.  The reasons go far, [...]

The first step to buying a used car is choosing a vehicle, or at least narrowing your options. Ask yourself: How many passengers do you regularly carry? What sort of trunk or cargo space do you need? What is the minimum gas mileage a car has that will stay within your budget? What would your [...]

This week, when you find yourself scrambling for a last minute gift, dreading the shopping malls, you may be able to take advantage of regifting. During any time of gift-giving, from weddings to baby showers, Christmas and birthdays, you inevitably unwrap at least one present, and are rewarded with pure puzzlement. A myriad of thoughts [...]

As we approach the holidays and end of the year, many people are finding their wallets just a little thinner than normal. If you’re trying hard to stay within your December budget, consider some of these winter activities to save money this holiday season. Who said frugal activities cannot be fun and enjoyable?

Enjoy movies or [...]

The holiday season is here and Christmas is rapidly approaching. For many people, the holidays mean a great deal of gift buying and giving, travel to and from family, and social occasions with co-workers and friends. All of those activities cost money and many people find themselves in serious debt every January. How can you [...]