Sometimes you just need to stop spending money for a few days. Maybe you are already over budget, or close to it, and the month isn’t over. Maybe you have savings goals with attached deadlines, and need to kick a little extra towards one of those goals before the deadline comes and goes. Or maybe [...]
How Getting Your Finances in Order is Like Getting in Shape
January! Time to once again set lofty goals. While glancing through a fitness book (Fit and Well: Core Concepts and Labs in Physical Fitness and Wellness) I noticed a subtitle — Reaching Wellness through lifestyle management. The section “introduces the general process of behavior change and highlights the decisions and challenges you’ll face at each [...]
Fall Cleaning For You and Your Financials!
Ah … Fall and Spring cleaning — a fresh desk, a clean home, a new perspective with the changing of the seasons. Why is this such a good idea, especially when it comes to your financial documents? It’s simple. Clutter can be dangerous – especially when it involves your finances. When your financial documents are [...]
Alternative Investments, Correlation, and Diversification
In this Ask the Expert with Larry Swedroe article, Rob observed that none of the alternative investments provided sufficient risk reduction to soften the impact of the current Bear Market. Diversification doesn’t seem to be working. What went wrong? Here’s the question from Randy:
Dear Larry,
I’m reading your book, The Only Guide to Alternative Investments You’ll [...]
Warren Buffett Versus Modern Portfolio Theory
In this Ask The Expert With Larry Swedroe article, Zapp challenges the legitimacy of Modern Portfolio Theory citing Warren Buffett as a rule breaker. So which is it, Modern Portfolio Theory or Warren Buffett? Here’s the question from Zapp:
Other than by taking the self-denigrating stance: “I am not an above average investor”, how can a [...]
Weekend Reading: September 14, 2008
I am currently in Alexandria, VA visiting my sister for her husband birthday. The drive out from New York on Friday was terrible. The afternoon rain caused several accidents, combine that to road constructions and Friday traffic, and we have a recipe for an 8-hour drive. There were several stretches on our drive that I [...]
Some of you may know that Lending Club has been in the quiet period for a while now. But Lending Club is still alive and well as could be seen by The PF Challenge game recently released on Facebook. If you have a chance, I’d encourage you to check it out and feel free to [...]
A while ago Brip Blap started a Public Declaration Meme, and challenged a few friends to declare something publicly — great for accountability by the way! In this post, I commit publicly to…
…hug my parents every day…
Photo of Pinyo and nephew taken by his wife
When we were young, our parents held us and nurtured us [...]
| High Interest Savings Accounts | 1.51% |
| High Yield CDs (1-year) | 1.60% |
| High Yield Checking Accounts | 1.46% |
| Best Credit Card | TrueEarnings® |
| 0% APR Balance Transfer | 12 mo |
| Lowest Interest Rate | 9.75% |
| Best Cash Back Reward | 5% |