New Car Buying Tips: How To Get The Best Deal On A New Car
Buying a new car is a big deal, especially when it is your first. In 2002, when I was 17, my parents bought me a beat up black 1999 Grand Prix that I absolutely loved. I put that puppy through a lot and it was passed down to both my younger brothers before making its [...]
Frugal Winter Fun, How to Save Money this Winter
As we approach the holidays and end of the year, many people are finding their wallets just a little thinner than normal. If you’re trying hard to stay within your December budget, consider some of these winter activities to save money this holiday season. Who said frugal activities cannot be fun and enjoyable?
Enjoy movies or [...]
Is Your Budget Doing Its Job?
Just like a runner must run, I believe those who are financially fit must budget. Your budget might look different than another person’s budget. Someone might have a complex computer system and another might use a simple pen and paper system. But, to thrive financially you must have a sense of what you want to [...]
What To Do With A Financial Windfall
We’ve all heard the stories of lotto winners who win millions, think they’re set for life, and then go broke within a decade. Or people who inherit large sums of money and end up in financial ruin, family feuds, or both. The word “windfall” can mean different things to different people — if you’re young [...]
How To Vacation Without Disappointment
Most people go on vacation with expectations of a non-stop extravaganza or with the hopes of an interruption-free solitude. That’s what I call setting yourself up for failure. Neither of those two is going to happen. We both know it. Whether you are envisioning a week of beach lounging and Pina Coladas or a week [...]
A Guide To Remodeling Your Home: Home Renovations That Pay Off
If you’re already a homeowner, or plan to be you may at some point consider improving your home. Most homeowners have a mile long list of small improvements like painting rooms, fixing squeaky doors, or replacing worn-out flooring. The big projects, like remodeling the kitchen, and adding another room are the ones we dream about. [...]
How to Get Motivated To Take Control of Your Finances
There are three laws of motion. Today I just want you to remember Sir Isaac Newton’s First Law.
“The first law says that an object at rest tends to stay at rest, and an object in motion tends to stay in motion, with the same direction and speed. Motion (or lack of motion) cannot change without [...]
Chase Minimum Payment Increased To 5%, Now What?
I came across “Chase Hiked My Minimum Payment To 5 Percent!” on The Consumerist today. This is bad news for Greg and his wife, because this hike increase their minimum payment $558 to $930 — which causes them significant financial stress. Although I sympathized with the dilemma that Greg and his wife are facing, I [...]
Subscriber Swap Saturday – Interview With No Debt Plan
No Debt Plan is about getting and staying out of debt with a plan. Kevin, the author, is passionate about budgeting, saving for the future, and using goals to reach financial freedom. You can subscribe to his blog by RSS or email.
This interview is part of a new feature he’s developed called Subscriber Swap Saturday. [...]
How To Create A Budget
I am down right bad when it comes to budgeting. I’ve gotten used to a save first and automatic payments lifestyle that budgeting has become a foreign language to me. However, a recent unfortunate event may put this lifestyle to an end and force us to take budgeting seriously. I have been refreshing myself on [...]
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