A bond fund is a mutual fund that invests in bonds, typically with the objective of providing stable income with minimal capital risk.
A bond fund is a mutual fund that invests in bonds, typically with the objective of providing stable income with minimal capital risk.
5 Essential Investment Tasks To Complete This Month
Investing works best if you set it and forget it. However, at least once a year every investor should set aside some time to review their investment activities from the previous year. February is a great time to do this investment review because if you wait too long you’ll find yourself in the thick of [...]
The Bondage of a Debt Financed Lifestyle
Many Americans find themselves in quite the situation financially these days. Their situation is nothing short of bondage. They are completely trapped because of years of borrowing money to finance a lifestyle that was unattainable without debt. They aren’t the only guilty party. The government has encouraged it and the banking system was more than [...]
What To Do With A Financial Windfall
We’ve all heard the stories of lotto winners who win millions, think they’re set for life, and then go broke within a decade. Or people who inherit large sums of money and end up in financial ruin, family feuds, or both. The word “windfall” can mean different things to different people — if you’re young [...]
Understanding Investment Risk Profiles
Investment advisers and the investment industry has continuously stressed the importance of diversification and asset allocation, however investors have often ignored this, as they were too busy chasing high returns. Since the market meltdown over a year ago investors have learned a hard lesson that asset allocation is vital to an investment portfolio. In this [...]
A Basic Look at Long Term Investing
With the recent stock market crash, many people are understandably wary about investing. Concerns about the volatility of the stock market, and the prospect of losses during downturn, have convinced many that stock investing is not for them. However, “safer” investments like cash and bonds may not provide the needed returns for your portfolio to [...]
Tax Diversification — Why It Pays To Tax Diversify
We hear a lot about diversifying across asset classes — owning stocks, bonds, real estate, etc. We also hear a lot about diversifying within asset classes — owning mutual funds of hundreds of stocks rather than owning a few individual stocks. But there’s another, lesser-known form of diversification from which you could benefit: Tax diversification.
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Introduction to Options, Puts, and Calls
Over the past few years, options trading have become more mainstream with many discount brokers advertising options trading along with other investments such as mutual funds, stocks and bonds. There are even online discount brokers with the word “options” in their names — e.g., OptionsXpress and OptionsHouse. But what exactly are options? An option is [...]
Rob the Rich: 8 Things You Can Buy For A Steal In This Recession
If you’re cashed up from living frugally all these years, now is the time to go on an eBay rampage! Many rich are now forced to sell of their goodies on the cheap because they too need cash flow to fund their expensive lifestyle. eBay happens to be a great portal to buy just about [...]
Money Hacks Carnival #76 – The Fun Money Facts Edition
Welcome to the 76th edition of Money Hacks Carnival. In this edition, I’ll be presenting some interesting and fun facts about money along with the submissions. For editor’s picks, please look for entries noted with (EP).
Money Fact #1: $1 bills wear out in about 17 months. Bills of larger denomination last longer because they are [...]
The Truth About Investing: The Market Is Beatable
If you’re an investor in index funds, like I am, then you probably believe that it’s impossible to beat the market in the long run. You’ve had everyone from bloggers to Warren Buffett tell you the best thing for you is to invest in mutual funds indexed to the market. We do this because we [...]
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