baby

When it comes to money saving ideas, some people go way out of their way to save a dime while others casually use products that cost hundreds of dollars. For example, is it worth drying a piece of Saran wrap?  Some folks (mostly from a previous generation) would put the wrap on the window to [...]

Buying a new car is a big deal, especially when it is your first.  In 2002, when I was 17, my parents bought me a beat up black 1999 Grand Prix that I absolutely loved.  I put that puppy through a lot and it was passed down to both my younger brothers before making its [...]

This week, when you find yourself scrambling for a last minute gift, dreading the shopping malls, you may be able to take advantage of regifting. During any time of gift-giving, from weddings to baby showers, Christmas and birthdays, you inevitably unwrap at least one present, and are rewarded with pure puzzlement. A myriad of thoughts [...]

The year’s end is quickly approaching, and with it rests the spending deadline of flexible spending accounts (FSAs). What is an FSA? A flexible spending account is an account that employees can use to cover out-of-pocket medical expenses completely tax-free. FSAs are built as employees make equal, recurring contributions from their paychecks to the account.
Why [...]

We’ve briefly touched on the topic of paying income taxes on eBay sales in the past, but a lot of people are unsure as to whether additional income in general needs to be reported to the IRS. By additional income, I’m referring to anything that’s not part of your usual pay packet, which can include [...]

Who doesn’t need some extra money, even if it’s just to increase your savings? As the latest economic downturn has shown, no one ever seems to have enough savings, and many of us have none, so having some extra cash to save without having to take an outside job is never a bad idea. There [...]

This was one heck of a week for me. I can’t tell you the reason just yet, but let’s say I am a badass personal finance blogger — thanks to the folks at Credit Card Finder. Seriously, check out this cartoon likeness of me — Mr. T would be proud.

Although I have been busy this [...]

The follow article (Q&A) was provided to me by State Farm. After a careful review, I felt the information was useful and neutral enough to share. Regardless of what insurance company you decide to use, these tips should be equally applicable. Here’s the article:
Based on some research we did at State Farm, we realized that [...]

There’s no question that these are trying times. With car payments, house payments, credit card debt, and the cost of daily life, saving for the future can feel like an impossible task, but by harnessing the power of small, each of us can achieve whatever we set our minds to, one baby step at a [...]

In this article, I’ll break down the three components of saving, investing, and borrowing to accomplish your financial goals. Out of all the steps in Moolanomy’s Financial Success Plan, this step is without a doubt the most complex step. As such, I’ll keep this article at a high level, then later dive deeper into various [...]