automatic bill payments

iPhones are often criticized as expensive and ostentatious. Why buy a smart phone when you can make calls from a $10 pay as you go phone? It may seem like a waste of money, but used properly an iPhone can be a powerful tool in your personal finance arsenal. Here is just a small sampling of [...]

If you pay estimated taxes, you may find yourself facing a tax debt when you come to fill in your tax return. As estimated tax payments are predominantly based on your income for the previous tax year, you can easily be crippled with a tax bill that is more than you anticipated if your income [...]

Which online bank is best? This is not an easy question to answer since we all have different criteria when it comes to banking. A good place to start is how much interest the bank is paying you. However, there are many more factors to consider beyond interest rate.

7 Things To Consider Before You Open [...]

One of the inaugural questions on Moolanomy Answers was asked by Scott, “How old do I have to be to get a credit card?“. The interesting part is how he worded the rest of his question: “I am 15 years old and I can’t wait to get my own credit card. I really want to [...]

One of the quickest ways to improve your finances is to reduce your expenses and find more ways to save money. This article is a compilation of various money saving articles that have been published over the years. A few tips are also highlighted from each article. Make sure you follow these links to see [...]

I am down right bad when it comes to budgeting. I’ve gotten used to a save first and automatic payments lifestyle that budgeting has become a foreign language to me. However, a recent unfortunate event may put this lifestyle to an end and force us to take budgeting seriously. I have been refreshing myself on [...]

The following are credit cards for especially designed for frequent travelers.  These credit cards include travel reward cards, airline mileage cards, gas cards, and hotel cards. In general, you’ll have to be on the road quite often to make these cards worth while.
As of 12/15/2009, these are some of the best non-cash reward credit cards [...]

Dave Ramsey’s Baby Steps is a financial plan designed to help you get your finances in order, get out of debt, and achieve financial freedom. Dave Ramsey has taught these Baby Steps to millions via radio, The Total Money Makeover, Financial Peace University, and on DaveRamsey.com. In this article, I’d like to walk you through [...]

This article was part of the Money Blog Network February 2008 Group Writing Project.
When it comes to budgeting, there are two main camps on this matter — either you swear by it, or you believe budgeting doesn’t work. For example, Nickel coined the term reverse budgeting and pretty much said he saves as aggressively [...]

One of my favorite motto is: “simpler is better.” I think it’s crazy how someone like Madison can have 181 accounts and still live a sane life (hi, Madison). Since she shared her strategy on how to manage her 181 accounts and complex finance, I’ll share how I simplified mine.
1. Start payroll deduction to fund [...]