auto insurance policies

When it comes to insurance, it’s all about reducing risks. The whole point of insurance is to help you hedge against the risk that unexpected events could financially devastate you — or at least cost you a great deal more than you would like to pay. If you have an auto insurance policy, you might [...]

There’s no shame in admitting it: It’s possible to make it through college and into the real world without having the first idea about investing, money management, or anything that deals even remotely with finances. But thanks to the growing number of Web sites and online tools devoted to fiscal responsibility, it’s easier than ever [...]

While traditional brick and mortar banks can be very convenient, they can rarely compete with the high interest rates offered by online high yield savings accounts. Personally, I think these online high interest accounts are the best place to stash your emergency fund and save up money for your short-term goals, such as, saving money [...]

We are inevitably going to be divided into two groups — the people who can’t live without their gadgets, and those who believe that the saturation of gadgets in our everyday lives has simply made things more complicated. However, we can all agree that there is a place in our lives for the gadgets which [...]

The follow article (Q&A) was provided to me by State Farm. After a careful review, I felt the information was useful and neutral enough to share. Regardless of what insurance company you decide to use, these tips should be equally applicable. Here’s the article:
Based on some research we did at State Farm, we realized that [...]

If you have ever had to make an insurance claim, you know that your premium dollars pay for very important protection. Hopefully, you enjoyed a hassle free claims process. If you did have problems getting your claim paid, you probably considered finding another insurer. Either way, you learned the importance of having an insurance company [...]

As part of a new feature called Ask the M-Network, a reader submitted a question asking about where to find the best rates for home and auto insurance.  The question was from Steve, and he wrote:
I’ll be the first to ask a question. Can you recommend a good site on the internet to have my [...]

I finally took care of my parents’ whole life insurance policies and put them on a Premium Offset Proposal (POP) arrangement. Basically, this arrangement uses their policy’s current and accumulated dividend values to pay their premiums. Their death benefits and cash values will continue to grow, but at a slower pace. At the same time, [...]

You would never take out an insurance policy on behalf of your bank and pay its premiums, would you? But that’s exactly what you’re doing when your credit card company convinces you to buy life and disability insurance. The sales pitch plays upon fears of the unknown:

What if you became ill or disabled and couldn’t [...]

One of my favorite motto is: “simpler is better.” I think it’s crazy how someone like Madison can have 181 accounts and still live a sane life (hi, Madison). Since she shared her strategy on how to manage her 181 accounts and complex finance, I’ll share how I simplified mine.
1. Start payroll deduction to fund [...]