Ask The Expert with Larry Swedroe, June 2008 Issue
June 12, 2008 :: Financial Planning, Retirement :: 3 Comments
This is the 7th issue of the Ask The Expert column by Larry Swedroe. You can see Larry's full biography and important disclaimer below. If you are interested in having your question answered by Larry, please send me an email via the contact page. Now, let's get to the questions and ...
Labor Capital, The Forgotten Asset Class
April 18, 2008 :: Investing :: 12 Comments
The first time I heard the term "Labor Capital" clearly explained was in our monthly column by Larry Swedroe. So what is labor capital? Basically, it's your ability to generate income by trading your labor for money. Larry advises that investors should take their labor capital into ...
Ask The Expert with Larry Swedroe, March 2008 Issue
March 12, 2008 :: Investing :: 6 Comments
This is the 4th issue of the Ask The Expert column by Larry Swedroe. You can see Larry's full biography and important disclaimer below. If you are interested in having your question answered by Larry, please send me an email via the contact page. Now, let's get to the questions and ...
Investment Strategy, Chasing Performance, or Market Timing? Help!
February 21, 2008 :: Investing :: 11 Comments
A while ago, I asked the question: how much should we invest internationally? Ever since, I came to believe that I am over-weighted in U.S. equities at 72% invested. I believe that my international equities exposure should be closer to 50%, because both the U.S. Gross Domestic Product and market ...
Market Volatility, Should I Get Out of the Stock Market?
January 23, 2008 :: Investing :: 11 Comments
With the recent stock market volatility, I am sure a lot of us are having second thought about the stock market. Some may even ask, "Should I get out of the stock market?" The answer is it depends. Personally, I am holding steady and continuing to invest ...
12 Investing Mistakes I’ve Made, and How You Can Learn From Them (Reprint)
December 12, 2007 :: Investing :: 21 Comments
I've been investing since 1996. In the process, I have learned a lot, mainly from trial and error. I'd like to share my experience with you. Here are some of the mistakes I've made: Not investing soon enough -- I have been working part-time since my first year at college in ...
What’s Wrong with this 401k Asset Allocation?
November 14, 2007 :: Retirement :: 19 Comments
Recently I spoke to a friend about his retirement savings, and we ended up looking at his 401k portfolio. Although he isn't able to contribute the maximum amount each year, he contributes enough to take full advantage of the company match. However, when I looked at his investment ...
Changing My 401k Asset Allocation
October 10, 2007 :: Retirement :: 16 Comments
My 401k portfolio is too aggressive. I have been reading a few books (e.g., The Intelligent Investor by Benjamin Graham and Wise Investing Made Simple by Larry E. Swedroe), including many web sites. I am now at a point where I think 100% equity asset allocation for my 401k is ...
Test Your Asset Allocation IQ
October 8, 2007 :: Investing :: 5 Comments
I've been doing a lot of research on Asset Allocation, and I came across this nifty little quiz. Take the Right Mix Quiz on Asset Allocation I scored a 10/10 for knowledge and 7/10 for behavior. This was my feedback: You have a solid understanding of asset allocation. However, you may be ...
7 Costly Retirement Savings Mistakes to Avoid
August 6, 2007 :: Retirement :: 13 Comments
As you may already know, our Social Security system is in crisis. Even if it is not, the money you get from Social Security may not be enough for your retirement. Many people do not place retirement planning as a high priority subject. This is especially true ...
High Expenses Reduce Overall Investment Performance
July 23, 2007 :: Investing :: 14 Comments
What is expense ratio? It is the fee that the fund company subtract from your investment each year for their service. Can that small fee have such a big impact? Yes, you've read the title correctly -- given enough time, high expense ratio mutual funds can cripple ...
