american job

Many Americans find themselves in quite the situation financially these days.  Their situation is nothing short of bondage.  They are completely trapped because of years of borrowing money to finance a lifestyle that was unattainable without debt.  They aren’t the only guilty party.  The government has encouraged it and the banking system was more than [...]

There is a tug of war going on over your money right now.  When you sit down and think about it, you know that you should save your money, pay off your debt and provide for your future.  Unfortunately there are other forces coming after your money.  Not only do you have to deal with [...]

Most people go on vacation with expectations of a non-stop extravaganza or with the hopes of an interruption-free solitude. That’s what I call setting yourself up for failure. Neither of those two is going to happen. We both know it. Whether you are envisioning a week of beach lounging and Pina Coladas or a week [...]

Saving more money is a goal most of us share, but many Americans find that they have very little saved at the end of the month. The recent recession saw Americans saving more than we have in years, up to nearly 7% at one point. In recent months though, that number has been falling back [...]

Welcome to the 76th edition of Money Hacks Carnival. In this edition, I’ll be presenting some interesting and fun facts about money along with the submissions. For editor’s picks, please look for entries noted with (EP).

Money Fact #1: $1 bills wear out in about 17 months. Bills of larger denomination last longer because they are [...]

One of the inaugural questions on Moolanomy Answers was asked by Scott, “How old do I have to be to get a credit card?“. The interesting part is how he worded the rest of his question: “I am 15 years old and I can’t wait to get my own credit card. I really want to [...]

No Debt Plan is about getting and staying out of debt with a plan. Kevin, the author, is passionate about budgeting, saving for the future, and using goals to reach financial freedom. You can subscribe to his blog by RSS or email.

This interview is part of a new feature he’s developed called Subscriber Swap Saturday. [...]

Today the U.S. unemployment rate jumps to 8.1% with another 651,000 jobs disappeared in February. The unemployment rate is higher now than at any time since December 1983. This means that many Americans are collecting their unemployment insurance payments, and some are doing so for the first time ever.
As a result, some people are left [...]

In my TurboTax Online Review, I mentioned that I owe some federal income tax and is thinking about opening a SEP IRA, or a Simplified Employee Pension Plan. Aside from reducing my tax liabilities, I want to maintain my safe harbor from having to pay quarterly income taxes in 2009.
Since I am already doing my [...]

Diversification is a concept that I’ve embraced most of my life.  In the past, I have discussed investment diversification and also touched on the concept of income diversification.  Today, I want to explore the idea of diversifying your.
When you think about income, most of you will immediately think about your job.  However, if you want [...]