Should I Borrow From My 401k Plan?
June 10, 2008 :: Financial Planning :: 12 Comments
A friend at work is thinking about borrowing from his 401k plan to fund his business start-up. He mentioned it to me and I told him that it's a terrible idea to borrow from 401k. It may sound appealing at first -- i.e., fast loan application, easy to qualify, and ...
Ask The Expert with Larry Swedroe, May 2008 Issue
May 14, 2008 :: Investing :: 3 Comments
This is the 6th issue of the Ask The Expert column by Larry Swedroe. You can see Larry's full biography and important disclaimer below. If you are interested in having your question answered by Larry, please send me an email via the contact page. Now, let's get to the questions and ...
Ask The Expert with Larry Swedroe, April 2008 Issue
April 10, 2008 :: Investing :: 8 Comments
This is the 5th issue of the Ask The Expert column by Larry Swedroe. You can see Larry's full biography and important disclaimer below. If you are interested in having your question answered by Larry, please send me an email via the contact page. Now, let's get to the questions and ...
Investment Strategy, Chasing Performance, or Market Timing? Help!
February 21, 2008 :: Investing :: 11 Comments
A while ago, I asked the question: how much should we invest internationally? Ever since, I came to believe that I am over-weighted in U.S. equities at 72% invested. I believe that my international equities exposure should be closer to 50%, because both the U.S. Gross Domestic Product and market ...
Money Matters for All Ages - The Chaotic Thirties
January 21, 2008 :: Financial Planning :: 38 Comments
This article is part of the Money Matters for All Ages group writing project being conducted by the M-Network and other blogging friends. See the bottom of this article for the full list of participants and links to their articles. Please check back daily, as I will update the links ...
12 Investing Mistakes I’ve Made, and How You Can Learn From Them (Reprint)
December 12, 2007 :: Investing :: 21 Comments
I've been investing since 1996. In the process, I have learned a lot, mainly from trial and error. I'd like to share my experience with you. Here are some of the mistakes I've made: Not investing soon enough -- I have been working part-time since my first year at college in ...
Ask The Expert with Larry Swedroe, December 2007 Issue
December 10, 2007 :: Money :: 9 Comments
This is the inaugural issue of the Ask The Expert column by Larry Swedroe. You can see Larry's full biography and important disclaimer below. If you are interested in having your question answered by Larry, please send me an email via the contact page. Now, let's get to ...
22 Money Maximizing Moves You Can Do Today
November 20, 2007 :: Financial Planning :: 34 Comments
Now that the benefits enrollment for my company is over, I can start thinking about things that I could do before the end of the year to make my money work harder for me. Here are 22 ideas that I want to share with you. Photo from morgueFile Boost 401k contribution ...
What’s Wrong with this 401k Asset Allocation?
November 14, 2007 :: Retirement :: 19 Comments
Recently I spoke to a friend about his retirement savings, and we ended up looking at his 401k portfolio. Although he isn't able to contribute the maximum amount each year, he contributes enough to take full advantage of the company match. However, when I looked at his investment ...
10 Reasons to have an Emergency Fund
November 5, 2007 :: Financial Planning :: 16 Comments
Many financial professionals and experts advocate that we keep at least 3 months of living expenses in liquid investments such as CD, money market, and high-yield savings. If you have any doubt regarding the validity of this advice, here are 10 reasons that may change your mind. Photo from morgueFile If ...
Money Lesson #4: Choosing the Right Tool for the Job
October 26, 2007 :: Financial Planning :: 7 Comments
In the previous lesson with my wife, I taught her about various investment vehicles available at our disposal. This time we discussed choosing the right tool for the job; that is, choosing the best investment option available for various savings goals. Photo from morgueFile Common Savings Goals First, we reviewed some of the ...
Changing My 401k Asset Allocation
October 10, 2007 :: Retirement :: 16 Comments
My 401k portfolio is too aggressive. I have been reading a few books (e.g., The Intelligent Investor by Benjamin Graham and Wise Investing Made Simple by Larry E. Swedroe), including many web sites. I am now at a point where I think 100% equity asset allocation for my 401k is ...
Beating the S&P 500, part 2
August 30, 2007 :: Investing :: 5 Comments
In "Beating the S&P 500, part 1," I showed you my my investment performance that beaten the S&P 500. In this post, I will show you another way to look at these numbers and reveal how I managed the feat. Here is a different look at the numbers The following table shows ...
Beating the S&P 500, part 1
August 29, 2007 :: Investing :: 5 Comments
You may have heard the phrase "beat the market. " In this case, the market usually refers to the S&P 500 index. There are other U.S. indices such as, DJIA, NASDAQ 100, NASDAQ Composite, Russell 2000, Wilshire 5000, and many other domestic and international ones. However, the S&P 500 is ...
Moolanomy weekly roundup #4: “Retirement” edition
August 19, 2007 :: Weekly Roundups :: 1 Comment
This week roundup will focus on the subject of retirement. Something I look forward to hopefully sooner rather than later. The way I see it is that you can truly retire until you achieve financial independence; and that is what I want. Financial Dominance wrote What Do I Need ...
