Your Credit

Your credit is an important part of debt management — bad credit can cost you a lot of money, but a good credit can be an enabler that allow you to do more things for less money. This section covers information about your credit, credit scores and how to maintain a good credit profile. In addition to these articles, check out related articles in these sections: borrowing and lending money, debt reduction and management, and credit cards.

Your Credit is a subsection of debt management.

Why Borrowers with Bad Credit Pay a Higher Interest Rates

Why Borrowers with Bad Credit Pay a Higher Interest Rates

As of yesterday, one of my loans at Lending Club became “31-120 days late” — this means the borrower is not making his monthly payment and I could end up losing that money. Since I have […]

Are You Selling Your Credit Score?

I knew that applying for too many credit cards could adversely effect on my credit score. However, the concept wasn’t picture perfect until I read Rocket Finance’s story where he said, “we traded our credit score […]

myFICO Score and Free Credit Score Estimator

myFICO Score and Free Credit Score Estimator

I came across Check Your Credit Score For Free post on All Financial Matters Blog today, which shared a tool that will estimate your credit score for free. The tool was good, but I found a […]


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