Your Credit

Your credit is an important part of debt management — bad credit can cost you a lot of money, but a good credit can be an enabler that allow you to do more things for less money. This section covers information about your credit, credit scores and how to maintain a good credit profile. In addition to these articles, check out related articles in these sections: borrowing and lending money, debt reduction and management, and credit cards.

Your Credit is a subsection of debt management.

What is a Good Credit Score Rating?

What is a Good Credit Score Rating?

What number is considered a good credit score rating? On a scale that usually goes from 300 to 850, the short answer is anything above 720. Why does it matter to have a good score? A high credit […]

Can a Balance Transfer Lower Your Credit Score?

Can a Balance Transfer Lower Your Credit Score?

Credit card debt is an expensive problem to get out of. You are paying very high interest rates likely between 12-29% APR. If you just pay the minimum payment you could easily pay 50% of the […]

3 Reasons to Improve Your Credit Rating

3 Reasons to Improve Your Credit Rating

One of the best things you can do for your financial situation is to improve your credit profile. There are a number of people — from lenders to insurers to landlords  to employers — who are […]

5 Credit Score Myths Debunked

5 Credit Score Myths Debunked

Credit scores are used for a multitude of reasons that extend well beyond lenders using it to approve loans. Other industries have grasped on to the logic of reviewing a credit score before providing services. For […]

How to Get Free Credit Score (No Credit Card Needed)

How to Get Free Credit Score (No Credit Card Needed)

Do you want to know your credit score but are not sure where to look? This article will walk you through the three main ways you can check your scores for FREE. It will also touch […]

Get Free Credit Report from Credit Sesame

Get Free Credit Report from Credit Sesame

I have been a user of Credit Sesame for a while now, primarily, I use Credit Sesame to track my credit score, and to get a clear picture of my finances. Here is a quick summary […]

5 Important Lessons about Credit that Most People Learn the Hard Way

5 Important Lessons about Credit that Most People Learn the Hard Way

Years ago I had a co-worker who had a saying: credit cards don’t come with instructions! How true. On the one hand having a credit card makes buying so easy. Just hand over your card, and […]

5 Ways to Increase Your Credit Score Quickly

5 Ways to Increase Your Credit Score Quickly

As you prepare to take out a new loan or mortgage, you will be thinking about your credit score. The higher your credit score is, the better your interest rate on the loan will be. This […]

How to Get Free Credit Reports

How to Get Free Credit Reports

One of the first step to help you better understand and improve your credit is to get your credit reports. Your reports give you a better understanding of what’s going on, and offer you the opportunity […]

How to Dispute Credit Report Errors

How to Dispute Credit Report Errors

You know how important your credit score is. Your credit score determines your financial fate when it comes to a number of opportunities, from interest rates to insurance premiums to whether or not you need a […]

Disclaimer

The information on this site is strictly the author's opinion. It does NOT constitute financial, legal, or other advice of any kind. You should consult with a certified adviser for advice to your specific circumstances.

While we try to ensure that the information on this site is accurate at the time of publication, information about third party products and services do change without notice. Please visit the official site for up-to-date information.

For additional information, please review our legal disclaimers and privacy policy.

Notice

Moolanomy has affiliate relationships with some companies ("advertisers") and may be compensated if consumers choose to buy or subscribe to a product or service via our links. Our content is not provided or commissioned by our advertisers. Opinions expressed here are author's alone, not those of our advertisers, and have not been reviewed, approved or otherwise endorsed by our advertisers.