Your credit is an important part of debt management — bad credit can cost you a lot of money, but a good credit can be an enabler that allow you to do more things for less money. This section covers information about your credit, credit scores and how to maintain a good credit profile. In addition to these articles, check out related articles in these sections: borrowing and lending money, debt reduction and management, and credit cards.
Your Credit is a subsection of debt management.
What number is considered a good credit score rating? On a scale that usually goes from 300 to 850, the short answer is anything above 720. Why does it matter to have a good score? A high credit […]
Credit card debt is an expensive problem to get out of. You are paying very high interest rates likely between 12-29% APR. If you just pay the minimum payment you could easily pay 50% of the […]
One of the best things you can do for your financial situation is to improve your credit profile. There are a number of people — from lenders to insurers to landlords to employers — who are […]
Credit scores are used for a multitude of reasons that extend well beyond lenders using it to approve loans. Other industries have grasped on to the logic of reviewing a credit score before providing services. For […]
Do you want to know your credit score but are not sure where to look? This article will walk you through the three main ways you can check your scores for FREE. It will also touch […]
I have been a user of Credit Sesame for a while now, primarily, I use Credit Sesame to track my credit score, and to get a clear picture of my finances. Here is a quick summary […]
Years ago I had a co-worker who had a saying: credit cards don’t come with instructions! How true. On the one hand having a credit card makes buying so easy. Just hand over your card, and […]
As you prepare to take out a new loan or mortgage, you will be thinking about your credit score. The higher your credit score is, the better your interest rate on the loan will be. This […]
One of the first step to help you better understand and improve your credit is to get your credit reports. Your reports give you a better understanding of what’s going on, and offer you the opportunity […]
You know how important your credit score is. Your credit score determines your financial fate when it comes to a number of opportunities, from interest rates to insurance premiums to whether or not you need a […]