Smart Spending

Smart spending is all about using your money wisely — it is about reducing your expenses and making good buying decisions. Basically, these articles cover everything you need to know to make the most of your money. Additionally, check out these related sections: budgeting, taxes, and insurance and risk management.

Smart Spending is a subsection of expense management.

10 “Preparing for Baby” Tips for the Frugal-Minded

10 “Preparing for Baby” Tips for the Frugal-Minded

As his readers most likely know, Pinyo and his wife are expecting a baby. In fact, why you’re seeing this post I wrote for Pinyo is most likely because they’ve had the baby and are off […]

Quick Wins, Pareto, and Personal Finance

Quick Wins, Pareto, and Personal Finance

In “Using Pareto Principle to Improve Personal Finance” post, I demonstrated how we could use the Pareto principal to focus our limited resources on the things that will give us the most benefits. Raymond from Money […]

The Art of Unethical Up-selling

The Art of Unethical Up-selling

I am upset, because I just had an unsavory experience with an unethical merchant. Recently, I had the unfortunate opportunity to deal with a company called 86th Street Photo & Video (86photovideo.com). Last Friday, my wife […]

40 Ways You Can Save Money and Our Planet

Well today is Blog Action Day and a lot of bloggers are blogging about our environment today. Being a personal finance blogger, I am going to make this one related to money…again. A lot of people […]

How Much Money Do You Really Make Per Hour?

How Much Money Do You Really Make Per Hour?

My first job after college paid $8 per hour — not good for an Ivy League alumni. That job was something to do while I tried to rediscover myself. I was lost and dispirited because I […]

Top 10 Money Wasters, Are You Guilty?

There are numerous posts and articles on this topic, but what the heck I will add some more to the information highway. From my personal experience, I can sincerely say these are the biggest money wasters […]

Throw Away Junks, Organize, and Save Money

Throw Away Junks, Organize, and Save Money

Right now my house is in the midst (mess?) of a renovation project. We are updating our bathroom which recently sprung a leak due to an array of broken and rusty pipes. We are also converting […]

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