Smart Spending

Smart spending is all about using your money wisely — it is about reducing your expenses and making good buying decisions. Basically, these articles cover everything you need to know to make the most of your money. Additionally, check out these related sections: budgeting, taxes, and insurance and risk management.

Smart Spending is a subsection of expense management.

1,001 Money Saving Ideas and Tips

1,001 Money Saving Ideas and Tips

One of the quickest ways to improve your finances is to reduce your expenses and find more ways to save money. This article is a compilation of various money saving articles that have been published over […]

Save Money with Low Flow Shower Head and Aerators

Save Money with Low Flow Shower Head and Aerators

If I told you that you could make a 462% annualized return by investing in a water saving shower head, you might tell me to take a hike. With the stock market in the tank, you […]

Should You Repair Old Appliance or Buy a New One?

Should You Repair Old Appliance or Buy a New One?

Our 7 years old GE Profile front load washer finally died on Saturday night.  Everything was working fine until the last two loads when it starts to make loud knocking noise during the spin cycle.  At […]

9 Smart Holiday Shopping Tips

9 Smart Holiday Shopping Tips

The holiday shopping season is coming as marked by the approaching Black Friday. People all over the U.S. will be spending billions of dollars on gifts for friends, family, and co-workers. I think now is more […]

The Frugalist Expense Reduction Guide

The Frugalist Expense Reduction Guide

Spending less than you earn is a core component of good money management, and a vital part of any wealth building strategy. This guide is intended to provide readers with ideas, how-to’s, and resources on frugal […]

Maslow’s Hierarchy of Needs and Frugality

Maslow’s Hierarchy of Needs and Frugality

Maslow’s Hierarchy Of Needs is a theory in psychology conceived by Abraham Maslow in 1943.   The theory first appeared in his paper A Theory of Human Motivation. Maslow’s Hierarchy Of Needs is typically represented as […]

Nespresso D290C, My Newest Money Leak

Nespresso D290C, My Newest Money Leak

A few weeks ago, my wife and I visited my sister and she made us a few cups of espresso, cappuccino, and cafe latte with her new Nespresso D290C Concept Automatic Espresso Machine. I must admit […]

Craigslist Scammer, A Close Call

Craigslist Scammer, A Close Call

Since I write about selling unused stuff on Craigslist and eBay, I just want to share my recent experience with you. Basically, you have to be careful with who you are dealing with when you are […]

Lower Your Cost Of Living The Geeky Way

Lower Your Cost Of Living The Geeky Way

It seems like whenever I write about expense control, I have the tendency to get all geeky. Let’s be serious, how many people would actually use the Pareto Principle and Quick Wins to reduce living expenses? […]

Words of the Financially Challenged

There’s someone I know that I have been trying to help improve her financial future. Unfortunately, she seems to be stuck in a self-inflicted financial ineptness that’s beyond rescue. Somehow, she always come up with some […]

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