Smart Spending

Smart spending is all about using your money wisely — it is about reducing your expenses and making good buying decisions. Basically, these articles cover everything you need to know to make the most of your money. Additionally, check out these related sections: budgeting, taxes, and insurance and risk management.

Smart Spending is a subsection of expense management.

A Christmas Gift Card Giving Guide

A Christmas Gift Card Giving Guide

Seven words you never want to hear at Christmas: “WHAT!!! YOU GOT ME A GIFT CARD?!?!?!?” On the other hand, if someone really wants a gift card, why fight the crowds and spend hours looking for […]

21 Gadgets Which Actually Save You Money

21 Gadgets Which Actually Save You Money

We are inevitably going to be divided into two groups — the people who can’t live without their gadgets, and those who believe that the saturation of gadgets in our everyday lives has simply made things […]

Turkey Recipes: Stretch Your Holiday Dollar With Turkey Leftovers

Turkey Recipes: Stretch Your Holiday Dollar With Turkey Leftovers

While I always loved having turkey with my family each year, I dreaded the days that followed. It is my firm belief that the reason turkey is primarily consumed at only three times of year (Thanksgiving, […]

Redbox Movie Rentals versus Netflix and Blockbuster

Redbox Movie Rentals versus Netflix and Blockbuster

One area in which I have vigilantly slashed my spending is the “Entertainment” category. I include cable television, movie theaters, concert tickets, bars, sporting events, and a bunch of other things in this category. The easiest […]

25 Cheap Halloween Costumes

25 Cheap Halloween Costumes

With Halloween just around the corner, it’s time to start thinking of ways to fashion a costume that is creative without being expensive. I’ve created a list of 25 Halloween costumes that can be made with […]

Rob the Rich: 8 Things You Can Buy for a Steal in This Recession

Rob the Rich: 8 Things You Can Buy for a Steal in This Recession

If you’re cashed up from living frugally all these years, now is the time to go on an eBay rampage! Many rich are now forced to sell of their goodies on the cheap because they too […]

Dave Ramsey’s How to Drive Free and Retire Rich

Dave Ramsey’s How to Drive Free and Retire Rich

I recently came across the How to Drive Free and Retire Rich slideshow on Dave Ramsey site via a fellow blogger Pat. The slideshow basically said the normal way thinking about car ownership is all wrong […]

Save Money and Benefit with Homemade Products

Save Money and Benefit with Homemade Products

There are a lot of different ways to save money… and because of the current state of our economy now-a-days we are hearing more and more money saving tips on main stream media. The tips commonly […]

Using TracFone Prepaid Cell Phones to Reduce Your Monthly Bill

Using TracFone Prepaid Cell Phones to Reduce Your Monthly Bill

In challenging times, we are always looking for ways to reduce our expenses. But often, the last place we think about cutting costs is the best place to save some money. One example of this is […]

How I Save $8,535 Per Year By Not Having a Car

How I Save $8,535 Per Year By Not Having a Car

I’ve never owned a vehicle. It’s awfully inconvenient to not be able to drive around. My commute takes twice as long via bus than if I were to drive. Going to grocery store is a pain, […]

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