Smart Spending

Smart spending is all about using your money wisely — it is about reducing your expenses and making good buying decisions. Basically, these articles cover everything you need to know to make the most of your money. Additionally, check out these related sections: budgeting, taxes, and insurance and risk management.

Smart Spending is a subsection of expense management.

Does My Son Really Cost Me $26,000 a Year?

Does My Son Really Cost Me $26,000 a Year?

I recently read a post on Wisebread pointing out that raising a family costs money. It really does. Children do cost money. But how much they actually cost is open for debate. Estimates about how much […]

The Spending Diet: 7 Treats You Can Live Without

The Spending Diet: 7 Treats You Can Live Without

With all the talk of fashion diets and shopping diets, I’ve been looking at my own saving efforts as a “spending diet.” Just like with a calorie/food diet, you cut back on indulgences for the sake […]

How to Save Money for Your Dream

How to Save Money for Your Dream

Everyone has that one extravagant possession he’s always wanted, but never had the money for. Even you probably think about your dream wedding, vacation or home every now and then and long for the cash you […]

How to Support a Family on a Single Income

How to Support a Family on a Single Income

I often get asked the question – “How can my family live comfortably off of a single income?”. In my response, I always let people know that it is possible and is not that hard. My […]

8 Things You Might Not Know About Your Cell Phone Service

8 Things You Might Not Know About Your Cell Phone Service

With so much technology literally at the tip of our fingers, it is easy to get sucked onto the information highway and wind up blowing a budget just to keep up with the flow of traffic. […]

7 Sites to Help You Save Money and Live Your Lifestyle

Saving money doesn’t mean you have to stay at home reading library books and eating beans and rice. Personally, I put away a fair chunk each month and still manage to travel, eat out, shop, and […]

5 Things That You Should Not Cheap Out On

5 Things That You Should Not Cheap Out On

You can save a lot of money by making an effort to be frugal, and you can use that extra money to do many things.  Whatever the reason, being frugal can be great in most instances. […]

How to Spend Less On Your Pets

How to Spend Less On Your Pets

As many families were hit hard by the recession, it became difficult for them to provide for the human needs let alone man’s best friends needs. In some sad cases, long-time pet owners had to give […]

How to Stop Impulse Buying

How to Stop Impulse Buying

Before you make your next impulse buy, you might ask yourself, “Will this make me feel better or will it make me feel worse?” Anytime we overspend, we succumb to a desire in the same way […]

7 Ways to Cut Your Utility Bills This Summer

7 Ways to Cut Your Utility Bills This Summer

My husband likes the house cool, so once summer comes, the utility bills start to rise as the air conditioner is turned on. In order to save money on our utility bills, we often employ a […]

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