Smart Spending

Smart spending is all about using your money wisely — it is about reducing your expenses and making good buying decisions. Basically, these articles cover everything you need to know to make the most of your money. Additionally, check out these related sections: budgeting, taxes, and insurance and risk management.

Smart Spending is a subsection of expense management.

The Math Behind Playing the Lottery

The Math Behind Playing the Lottery

There are likely very few consumers who didn’t consider — if only for a second — being the winner of the Powerball jackpot when it goes beyond $350 million. While not every of-age person living in […]

Is It Ever a Good Idea to Lease a Car?

Is It Ever a Good Idea to Lease a Car?

It may seem blasphemous to suggest this on a personal finance blog, but there are certain instances when leasing a car might make good financial sense. We all know the downsides to leasing — you ultimately […]

6 Reasons Extreme Couponing Will Not Work for You

6 Reasons Extreme Couponing Will Not Work for You

Anyone watching the latest trend in reality television probably has drooled a little bit after learning people are saving hundreds of dollars on their grocery/shopping bills by clipping a few (thousand) coupons. Some of us might […]

How to Find Cheap Gift Cards and Save Money

How to Find Cheap Gift Cards and Save Money

While gift cards are often associated with gifts and presents for people you care about, gift cards can also be a great way to save money on almost anything. As long as the store has a […]

How to Negotiate for a Cheaper Rate or a Better Deal

How to Negotiate for a Cheaper Rate or a Better Deal

When you hear the phrase “negotiate with your bank”, debt problems may be the first thing that comes to mind. Many people use negotiation strategies to get lower interest rates and speed up their debt repayment. […]

Cut Costs and Save Money on Easter and Passover

Cut Costs and Save Money on Easter and Passover

If you listen to retailers and commercials, the spring season brings with it yet another reason to spend a lot of money. But having a fun and traditional holiday with your family does not have to […]

5 Extreme Ways to Save Money

5 Extreme Ways to Save Money

During college my husband had a roommate who was experiencing some extraordinary financial challenges. One quarter, he saved money by foregoing the cafeteria meal plan and coming to school with an enormous bag of rice and […]

How to Lower Your Grocery Bill

How to Lower Your Grocery Bill

You’re trying to save money and have cut back on everything. Maybe you’ve tried ditching cable and you’re back to using a pay by the minute cell phone. But you’re looking for more cuts, and the […]

How to Get Costco Membership at a Discount

How to Get Costco Membership at a Discount

Costco is a popular membership-only warehouse club that provides brand-named merchandise typically sold in bulk at a substantial discounted prices. They offer a large selection of products and departments in one location to make shopping cheaper […]

5 Haggling Tips to Get a Better Price

5 Haggling Tips to Get a Better Price

One of the best ways to save money is to haggle on the price. Here in the U.S., the great art of haggling has all but disappeared as we accept the sticker price. However, as the […]

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