Smart spending is all about using your money wisely — it is about reducing your expenses and making good buying decisions. Basically, these articles cover everything you need to know to make the most of your money. Additionally, check out these related sections: budgeting, taxes, and insurance and risk management.
Smart Spending is a subsection of expense management.
My wife and I are always looking for ways that we can improve our family’s bottom line. Whether it’s through finding ways to make more money on the side, finding ways to save on regular monthly [...]
Chances are, you are already planning your holiday shopping. You might even be looking ahead toward Black Friday and Cyber Monday. With retailers still trying to lure customers into spending, this year offers the potential for [...]
With gas prices continuing to rise there has been an equal increase in the amount of marketing for new fuel efficient vehicles and hybrids. Some of these vehicles claim to have anywhere from 40 miles per [...]
Whether you are surprising your significant other with a marriage proposal or working together to select what she likes, buying an engagement ring can quickly become an expensive task. There are so many “rules of thumb” [...]
With drought sweeping the nation’s heartland, it’s time again to look at ways to save money on that most basic of human commodities, food. No matter what the price of food, we still need to eat [...]
Have you ever seen the television show “Doomsday Preppers“? A few weeks ago on a Friday night I happened across the show on the National Geographic channel. It was dedicated to telling the stories of people [...]
The average couple in the United States spends about $26,000 on their wedding. That’s enough money for a down payment on a decent home, to fully fund a 12 month emergency fund, or to buy a [...]
Too often we spend all of our Christmas budgets on technology that seems to go obsolete when the new year comes around. This often leads to our loved ones returning items or getting stuck in long [...]
Whether due to the holiday spirit or simply trying to maximize tax deductions for the year, many people finish out the year by giving money to worthy causes and charities. You have until December 31st to [...]
One of the most recognized concepts in personal finance is the Latte Factor®. David Bach trademarked this concept as part of his personal finance and financial planning ideas. The basic concept is this: If you stopped spending [...]