Smart Spending

Smart spending is all about using your money wisely — it is about reducing your expenses and making good buying decisions. Basically, these articles cover everything you need to know to make the most of your money. Additionally, check out these related sections: budgeting, taxes, and insurance and risk management.

Smart Spending is a subsection of expense management.

Using The Pareto Principle to Improve Your Finances

Using The Pareto Principle to Improve Your Finances

The Pareto Principle, also known as the 80-20 rule or the law of the vital few, is an observation that 80% of the effects come from 20% of the causes. I often use the Pareto Principle […]

Top 5 Daily Deal Web Sites

Top 5 Daily Deal Web Sites

Are you looking for a good deal? Chances are that you know about some of the daily deal sites out there. These sites provide you with a way to get deep discounts on various products and […]

Save Money with Health Care Flexible Spending Account

Save Money with Health Care Flexible Spending Account

My wife and I are always looking for ways that we can improve our family’s bottom line. Whether it’s through finding ways to make more money on the side, finding ways to save on regular monthly […]

Why You Should Sell Your Car Instead of Doing a Trade-in

Why You Should Sell Your Car Instead of Doing a Trade-in

When it comes time to buy a new car most of us default to trading in our old car rather than trying to sell it ourselves. It’s not that we can’t sell it, but just that […]

Holiday Shopping Tips for Black Friday and Cyber Monday

Holiday Shopping Tips for Black Friday and Cyber Monday

Chances are, you are already planning your holiday shopping. You might even be looking ahead toward Black Friday and Cyber Monday. With retailers still trying to lure customers into spending, this year offers the potential for […]

Should You Buy a New Fuel Efficient Hybrid or a Used Car?

Should You Buy a New Fuel Efficient Hybrid or a Used Car?

With gas prices continuing to rise there has been an equal increase in the amount of marketing for new fuel efficient vehicles and hybrids. Some of these vehicles claim to have anywhere from 40 miles per […]

The Best Places to Sell Your Used Stuff Fast and Easy

The Best Places to Sell Your Used Stuff Fast and Easy

We all need to make some quick cash from time to time. The easiest way to make a fast buck is to gather up everything you would like to get rid of. Gather items such as […]

How Much Should You Spend on an Engagement Ring?

How Much Should You Spend on an Engagement Ring?

Whether you are surprising your significant other with a marriage proposal or working together to select what she likes, buying an engagement ring can quickly become an expensive task. There are so many “rules of thumb” […]

Saving Money at the Supermarket

Saving Money at the Supermarket

With drought sweeping the nation’s heartland, it’s time again to look at ways to save money on that most basic of human commodities, food. No matter what the price of food, we still need to eat […]

How to Prepare for Disaster Without Going Broke

How to Prepare for Disaster Without Going Broke

Have you ever seen the television show “Doomsday Preppers“? A few weeks ago on a Friday night I happened across the show on the National Geographic channel. It was dedicated to telling the stories of people […]

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