Personal Finance

Five Things to Focus On In Your 20s

I’m a firm believer that your 20s is the most important decade of your life financially.  This was a driving reason on why I chose to start my blog 20smoney.com.  This is a crucial decade; unfortunately, […]

Should Parents Have a Financial Double Standard For Sons and Daughters?

Should Parents Have a Financial Double Standard For Sons and Daughters?

I have two daughters and one son. They are all quite young (the oldest is four). At this moment when I look ahead to the future I am have the exact same financial plan for each […]

A Game That Will Teach You to be a Cash Flow Maven

A Game That Will Teach You to be a Cash Flow Maven

The other day I was helping a friend prepare for a personal finance presentation to a group. I suggested that she breaks up her presentation with a group activity so that the session is more interactive. […]

Forget Economic Stimulus! 20 Ways to Improve Your Finances Today

The global economy runs on a binge and purge cycle, which makes it especially difficult to stay steady and mindful on a personal level. It can be hard to resist living beyond your means during boom […]

3 Great Board Games to Teach Kids About Finance

3 Great Board Games to Teach Kids About Finance

At an early age, it is difficult to teach children about money. Learning comes much more easily when it is fun. Game nights are a family tradition in many households and throwing in one of these […]

How Much Is 1% Really?

How Much Is 1% Really?

On occasions when I discuss interest rates or investments expenses, I get comments saying that rate chasing is not worth it. To show you that rate chasing is worth it, I am going to show you […]

Never Say We Can’t Afford It

As my son grows older I’ve been thinking about how I want to teach him about money. One thing that came to mind was never to say, “We can’t afford it”. No, I’m not going to […]

Wealth Banes: 3 Habits That Will Ruin Your Finances

Wealth Banes: 3 Habits That Will Ruin Your Finances

When I was a little boy, my dad told me that I’ll never be poor if I avoid 3 habits. These three habits are drug use, gambling, and overspending. He calls them wealth banes. As an […]

How to Prepare For Car Breakdown and Deal with Roadside Emergencies

How to Prepare For Car Breakdown and Deal with Roadside Emergencies

As we approach the vacation season, I want to cover the basics of preparing for roadside emergencies and dealing with car breakdown. I have had my fair share of roadside emergencies and breakdowns. My experience includes […]

7 Tips to Stick to Your New Year’s Resolutions

7 Tips to Stick to Your New Year’s Resolutions

New Year is coming and for better or worse; ’tis the season for making resolutions.  I’m not a huge fan of the tradition, because important goals should be a part of your daily life no matter […]

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