Financial Planning

Financial Planning is a broad topic that spans your entire financial life. These articles cover your early finances, the retirement saving and planning process, the related topic of Social Security, your retirement, and finally estate planning. Additionally, check out related articles in these sections: investing, savings, and real estate and homeownership.

Financial Planning is a subsection of asset management.

Different Paths You Can Take Toward Financial Independence

Different Paths You Can Take Toward Financial Independence

Financial independence is a term typically used to describe a state where you have sufficient assets to live a certain lifestyle indefinitely without having to work or be employed.  Whether your income is derived from interest […]

How to Die Young: Retire Early

How to Die Young: Retire Early

We’ve all heard stories of guys who, after busting their hump for 40 years, kick the bucket at their retirement party or shortly thereafter. These stories scare the crap out of me and make me wonder […]

What to Do With a Financial Windfall?

What to Do With a Financial Windfall?

We’ve all heard the stories of lotto winners who win millions, think they’re set for life, and then go broke within a decade. Or people who inherit large sums of money and end up in financial […]

4 Estate Planning Documents You Need Today

4 Estate Planning Documents You Need Today

It’s not a very happy thought, but have you ever considered what you want to happen to your assets after death? What about the guardianship of your children in case both parents die together? If something […]

Save, Invest and Borrow to Achieve Your Financial Goals

In this article, I’ll break down the three components of saving, investing, and borrowing to accomplish your financial goals. Out of all the steps in Moolanomy’s Financial Success Plan, this step is without a doubt the […]

The Difference Between the Multiply-By-25 Rule and the 4-Percent Rule

The Difference Between the Multiply-By-25 Rule and the 4-Percent Rule

There are two rules often cited by investors that sound similar but that in fact make very different claims. In this article, I’ll describe the differences between the two rules — the Multiply-by-25 Rule and the […]

Retire One Expense at a Time with the Multiply-By-25 Rule

Retire One Expense at a Time with the Multiply-By-25 Rule

Most people think about financial freedom, or retirement, as a point in time when they can fully cover their living expenses with some sort of passive income. This usually involves saving a significant amount of money […]

3 Benefits of Delaying Your Retirement

3 Benefits of Delaying Your Retirement

Recent economic mess and stock market decline left many people wondering if they’ll have enough money for their retirement. Many will just have to adopt a more frugal lifestyle, but some people are lucky enough to […]

Why You Should Start Using Sinking Funds Today

Why You Should Start Using Sinking Funds Today

Impulse buying can be the end to all financial plans. Accounts are most likely overdrawn by the end of the month or purchase decisions are regretted. This is the reason for a sinking fund for all […]

Achieving Success by Turning Goals in to Actions

Achieving Success by Turning Goals in to Actions

Defining a good goal is hard enough in itself, but people still fail even with well thought out SMART goals. Why? The answer is simple: they fail to turn these goals into actions. Generally, a goal […]

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