Financial Planning

Financial Planning is a broad topic that spans your entire financial life. These articles cover your early finances, the retirement saving and planning process, the related topic of Social Security, your retirement, and finally estate planning. Additionally, check out related articles in these sections: investing, savings, and real estate and homeownership.

Financial Planning is a subsection of asset management.

How to Become a Millionaire

How to Become a Millionaire

One of the biggest financial dreams harbored by many “regular folk” is to reach the point where they have a net worth of $1 million. Becoming a millionaire is a sign of financial success in our […]

How to Recharacterize Your Roth IRA Conversion…and Why

How to Recharacterize Your Roth IRA Conversion…and Why

2010 was the year that anyone — no matter how much they made — could convert a traditional IRA to a Roth IRA. Many investors took advantage of this opportunity in order to enjoy the primary […]

6 Factors to Consider as You Plan for Retirement

6 Factors to Consider as You Plan for Retirement

One of the major financial milestones you are likely looking forward to is retirement. However, a successful retirement — how ever you choose to define it — is not likely to just happen. You will need […]

Lost Your Important Identification Documents? It’ll Cost You

Lost Your Important Identification Documents? It’ll Cost You

My husband’s driver’s license expired last month, and we weren’t on top of it. Yesterday, we began gathering up the documentation needed to satisfy a new law that went into effect this year in Utah, where […]

How to Find More Money for Your Retirement Account

How to Find More Money for Your Retirement Account

One of my financial goals for this year was to increase the amount of money I put into my retirement account. Some day I would like to max out as many retirement accounts as possible, but […]

A Guide to Preparing Your Finances for A New Baby

A Guide to Preparing Your Finances for A New Baby

With a baby on the way, it is important to spend some time going over your finances to ensure you’re not caught short. If you’re used to living on two incomes, you may find it a […]

IRA Withdrawal Rules: Penalty-Free Withdrawal From Traditional and Roth IRAs

IRA Withdrawal Rules: Penalty-Free Withdrawal From Traditional and Roth IRAs

Traditional IRAs can give you a tax break and grow tax-deferred. Roth IRAs are funded by after-tax money and grow tax-free. Along with your 401(k), IRAs will likely constitute the bulk of your retirement savings. But […]

Important Considerations for Those Who Want to Retire Early

Important Considerations for Those Who Want to Retire Early

When Do You Plan To Retire? That was the question our financial advisor asked the very first time we met together.  Since my wife and I were both in our early 20’s, we said 50.  We […]

Is Early Retirement a Realistic Option to Pursue?

Is Early Retirement a Realistic Option to Pursue?

I believe that the younger Americans in their 20s and 30s are more focused on quality of life versus previous generations.  As such, these individuals value experiences, value their time, and value the possibility of early […]

Should You Hire a Financial Adviser?

Should You Hire a Financial Adviser?

As you start to build up your net worth, the question of whether or not you should hire a financial adviser becomes more important. However, the answer is not a simple yes or no. Some people […]

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