Financial Planning

Financial Planning is a broad topic that spans your entire financial life. These articles cover your early finances, the retirement saving and planning process, the related topic of Social Security, your retirement, and finally estate planning. Additionally, check out related articles in these sections: investing, savings, and real estate and homeownership.

Financial Planning is a subsection of asset management.

How Big Should an Emergency Fund Be?

How Big Should an Emergency Fund Be?

No matter how much solid financial planning we put in, life cannot be reduced down to complete predictability. Indeed, there are always unexpected expenses, large and small, that can crop up. And, you never know when […]

10 Steps to Fix Your Money Problems

10 Steps to Fix Your Money Problems

If you are in a bad financial situation, and here are 10 things that could help you toward recovery. These steps will put you back on track, but the journey will be long. But as Confucius […]

Required Minimum Distribution Rules for IRA and 401ks

Required Minimum Distribution Rules for IRA and 401ks

When you contribute money to a 401k or a traditional IRA, you receive a tax deduction. Your money grows tax-deferred until you withdraw it from your account. However, if you don’t withdraw it from your account, […]

5 Ways to Spring Clean Your Finances

5 Ways to Spring Clean Your Finances

With taxes out of the way, it’s time to prepare for some summer fun. But like your house, your finances will be much more manageable when you take the time to spruce things up this spring. […]

How to Calculate Your Net Worth

How to Calculate Your Net Worth

One of the ways that you can track your financial progress is to periodically check your net worth. Your net worth is a look at one moment in time as far as your finances are concerned. […]

401k Rollover Options: How to Transfer Your 401k Fund

401k Rollover Options: How to Transfer Your 401k Fund

When you leave a job where you have contributed to a 401(k) plan, you have three options for the money: Cash out your 401(k), keep it in your current plan, or move it to another qualified […]

403(b) vs. 401(k): What’s the Difference?

403(b) vs. 401(k): What’s the Difference?

When it comes to saving for retirement, it’s important to understand your options. Figuring out which type of account to use is a big deal. For some workers, understanding the difference between a 401(k) and a […]

Strategies to Reduce Taxes on Social Security Benefits

Strategies to Reduce Taxes on Social Security Benefits

One of the items that many people rely on for retirement planning is Social Security. You know that you will likely receive Social Security benefits (although they might be reduced). However, Social Security benefits are also […]

What are Custodial Accounts, and How Do You Use Them?

What are Custodial Accounts, and How Do You Use Them?

One of the ways that you can shelter some of your assets, and give your child a good financial head start, is to open a custodial account. A custodial account is one that you open in […]

Will You Have Enough for a Comfortable Retirement?

Will You Have Enough for a Comfortable Retirement?

Retirement is something that many of us worry about. Most of us want to be comfortable in retirement, commanding the resources to get what we need, as well as live a desired lifestyle. Do you think […]

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