This section primarily focuses on debt management and getting out of debt. It also has subsections that cover related areas of borrowing and lending money, credit cards, and your credit (e.g., credit score and credit history).
Being in debt is not fun. Unfortunately, many people do find themselves in debt and carry balances on multiple credit cards. This article will show you how to eliminate credit card debt on your own without [...]
Bilbo Baggins, the star of the book The Hobbit doesn’t have any debt. This little hero knows how to manage his resources. If we want avoid debt, and live a full life, we can take a [...]
So many students graduate with debt. In fact, student loan debt has surpassed $1 trillion, and the amount of student debt is higher than that of credit card debt. Chances are that you graduated with some [...]
We can all see the benefits of having a large retirement portfolio. If it’s big enough, it can provide you with a standard of living comparable to — or even higher than — the one that [...]
The world of credit counseling is filled with companies looking to make a quick buck providing advice on how to reduce or consolidate your debt. It’s a dangerous industry because your credit is such an important [...]
Debt consolidation companies often give you a fantastic pitch that promises to help you lower your monthly payments and eliminate debt. All you have to do is work with them, combine all your debt obligations into [...]
Student loans are becoming a problem for more college graduates — or more particularly the ability to pay them. Higher college tuition and fees has led to larger student loan debts with commensurately higher monthly payments. [...]
Home mortgage and refinancing rates just keep getting lower and lower. You thought 4.5% on a 30 year fixed rate mortgage was low? They’re even lower now. Think about this: you can now get a 15 [...]
Student loan debt is one of the most crushing debts for new graduates, especially in an economy where simply finding a job amidst high unemployment is difficult. Consolidating your student loans can save money on interest [...]
Few people, when swiping their credit cards, or getting a car loan, do so with the intention of defaulting on their debt. In many cases, they are sure they can afford the debt, and that they [...]
