Credit Cards

Credit card is a part of our everyday lives, and because so many people get in trouble because of it, it deserves its own section. Although some people do get in financial trouble because of it, we believe that it is a financial tool that could be rewarding when used properly. In addition to these articles, check out related articles in these sections: borrowing and lending money, debt reduction and management, and your credit.

Credit Card is a subsection of debt management.

The Debate Between Debit Cards and Credit Cards

The Debate Between Debit Cards and Credit Cards

More than half of all card transactions are now being paid with debit cards rather than credit cards, according to the Nilson Report. The debate between debit cards and credit cards continues on.  Many people made […]

5 Tips for Choosing Your First Credit Card

5 Tips for Choosing Your First Credit Card

One of life’s rites of passage — whether right or wrong — is getting that first credit card. When used properly, a credit card can help you create a good credit history that will serve you […]

When to Use a Credit Card Instead of a Debit Card

When to Use a Credit Card Instead of a Debit Card

There are a lot of strong feelings out there against credit cards. Plenty of folks insist that if you use credit cards, EVER, you are on the road to financial ruin. No matter how disciplined you […]

Should You Transfer Your Credit Card Balance?

Should You Transfer Your Credit Card Balance?

As the economy gets better, I am beginning to see balance transfer offers in the mail more often. One of the best offers right now is the 0% balance transfer for 18 months from Discover it™. […]

Credit Card vs Debit Card: 5 Reasons Why a Credit Card is Better

Credit Card vs Debit Card: 5 Reasons Why a Credit Card is Better

I’m still trying to figure out why people think I’m foolish for using a credit card instead of a debit card.  I’m a Dave Ramsey listener and fan so I’ve heard him rant and rave over […]

3 Awesome Benefits Offered By Your Credit Cards

3 Awesome Benefits Offered By Your Credit Cards

In the past few weeks, I’ve been reading some articles, along with their comments, about people cutting up their credit cards. There are multiple rationales behind this decision. One such rationale is that the credit card […]

What is Your Credit Card Philosophy?

What is Your Credit Card Philosophy?

Some people think credit cards are evil — for example, famous debt reduction guru Dave Ramsey is completely against it. Some use their credit cards without giving it much thought. Personally, I think credit cards are […]

How I Went 15 Rounds With My Credit Card Company — And Won

How I Went 15 Rounds With My Credit Card Company — And Won

Do you love to “stick it to the Man” as much as I do? Especially when “the Man” is your credit card company? Would you take fiendish delight in telling them to take a well-deserved “time […]

College Students Can’t Handle Credit Card, Really?

My article 10 Tips For College Bound Students, I wrote that college students should start using credit card while they are in college. This generated quite a bit of opposing comments. Specifically, I wrote: Establish you […]

Making Money With Credit Card Arbitrage

Making Money With Credit Card Arbitrage

This article is not meant to convince you to try credit card arbitrage. Rather, it’s meant to explain what credit card arbitrage is and start a discussion about it. Ultimately, I would like to hear your […]

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