Budgeting is a key component of expense management. It helps you track all your expenses, allocates your money, and helps you maintain positive cash flow. This is an essential process to help you stay out of debt and have enough left over at the end of the day to start building wealth. Additionally, check out these related sections: smart spending, taxes, and insurance and risk management.

Budgeting is a subsection of expense management.

Cash Envelope Budgeting System

Following up on my how to create a budget article, I want to share with you a budgeting method called the cash envelope budgeting system. The envelope system of budgeting has been around for long time […]

Budget Mentality versus Net Worth Mentality

One of the mantras that we hear a lot in the world of personal finances is “budget, budget, budget.” But is this type of mentality really the best way to build wealth? More and more, some […]

Mint.com Money Management Software Review

Mint.com Money Management Software Review

Money management is a tedious endeavor for many of us. It takes a significant amount of time and energy to keep track of expenses, come up with a balanced budget, and figure out ways to save […]

My Biggest Budget Busters

My Biggest Budget Busters

Lynnae at Being Frugal tagged me and asked about my biggest budget busters. The request could’ve been difficult since I don’t budget. Fortunately, I have been experimenting with Mint.com, and I was able to pull out […]

No Budget, No Problem: Achieving Financial Success without a Budget

No Budget, No Problem: Achieving Financial Success without a Budget

When it comes to budgeting, there are two main camps on this matter — either you swear by it, or you believe budgeting doesn’t work. For example, Nickel coined the term reverse budgeting and pretty much […]


The information on this site is strictly the author's opinion. It does NOT constitute financial, legal, or other advice of any kind. You should consult with a certified adviser for advice to your specific circumstances.

While we try to ensure that the information on this site is accurate at the time of publication, information about third party products and services do change without notice. Please visit the official site for up-to-date information.

For additional information, please review our legal disclaimers and privacy policy.


Moolanomy has affiliate relationships with some companies ("advertisers") and may be compensated if consumers choose to buy or subscribe to a product or service via our links. Our content is not provided or commissioned by our advertisers. Opinions expressed here are author's alone, not those of our advertisers, and have not been reviewed, approved or otherwise endorsed by our advertisers.