Borrowing and Lending Money

Borrowing money is a two-edged sword — do it carelessly and you will be plagued by debt. However, borrowing money wisely can help you achieve your financial goals more effectively. This section covers all aspects of lending and borrowing, including loans, mortgages, peer-to-peer lending, etc. Additionally, check out related articles in these sections: debt reduction and management, your credit, and credit cards.

Borrowing and Lending Money is a subsection of debt management.

How to Ask Your Friends and Family for a Business Loan

How to Ask Your Friends and Family for a Business Loan

Borrowing money from your friends and family can be a tricky business. The risk of ruining your relationship with the people who loan you money is probably one of the biggest concerns. Even if you have […]

My Experience on How Payday Loans Work

My Experience on How Payday Loans Work

During college, I stayed close to campus every summer in order to work. Plus, I liked living on my own. The second summer I stayed, I got a job as a waitress and rented a room […]

What is Your Lending Club Performance?

What is Your Lending Club Performance?

It has been a while since I write about Lending Club. I haven’t written about peer-to-peer lending, because there hasn’t been much to write about except for the chance to win $2,500 from Lending Club. Otherwise, […]

Understanding Peer-to-Peer Lending Risks

A while back, I provided a brief introduction to peer to peer lending. I also mentioned that there are risks involved. In general, social lending has different set of risks from that of high yield savings, […]

5 Reasons Why Cash Advances are a Bad Idea

You need some cash, you have a credit card, and the logical solution seems to be to get a cash advance using your credit card. You can pay it back later, right? The truth is that […]


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