Low APR Credit Cards (Low Interest)
If you normally carry balance from month to month on your credit cards, you should use a credit card that offers low interest rate (expressed as Percent APR). This page features credit cards with some of the lowest interest rates available. Additionally, the tool at the end of the page allows you to search the entire database for credit cards with lowest APR offers available.
As of 3/15/2010, these are some of the best credit cards with low interest for your purchases in the industry. You can immediately apply online for these cards by clicking on the name or the card image.
Please be sure to review all information carefully before applying for the card.
| Image | Credit Card | Reward | Balance Transfer | Signup Bonus | APR Purch* | Annual Fee |
|---|---|---|---|---|---|---|
 |
IberiaBank Visa® Gold Cash Back Rewards Card | Cash Rebate | 1.99% APR for 6 billing cycles |
9.75%-16.25%** | $0 | |
 |
IberiaBank Visa® Platinum Rewards Card | Points | 1.99% APR for 6 billing cycles |
9.75%-16.25%** | $0 | |
 |
Discover® More(SM) Card | Cash Rebate | 0% APR for 12 months | $50 cashback bonus when you spend $599 in the first 3 billing cycles. | 11.99% | $0 |
 |
Biodegradable Discover® More Card | Cash Rebate | 0% APR for 6 months | 11.99% | $0 | |
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Discover® Motiva(SM) Card | Cash Rebate | 3.99% APR for 6 months | 11.99% | $0 | |
 |
Miles by Discover® Card | Miles | 0% APR for 6 months | Cardholders will receive 1,000 bonus miles every month they make a purchase during the first year. | 11.99% | $0 |
 |
Escape by Discover® Card | Miles | 0% APR for 6 months | Cardholders will receive 1,000 bonus miles every month they make a purchase during the first 25 months of opening an account. | 11.99% | $60 |
 |
Visa Black Card | Points | 0% APR for 6 billing cycles |
13.24% | $495 | |
 |
Platinum Delta SkyMiles® Credit Card from American Express | Miles | 9.99% APR for 12 months | 20,000 bonus miles applied to new accounts, specifically 15,000 are SkyMiles and 5,000 are Medallion® Qualification Miles. Cardholders will receive 2,500 bonus miles after adding an additional cardmember. | 14.50% | $150 |
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Delta Reserve Credit Card | Miles | 9.99% APR for 12 months | Up to 20,000 Miles when you sign up | 14.50% | $450 |
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Starwood Preferred Guest® Credit Card from American Express | Hotel Points | 2.9% APR for 6 months | Earn 10,000 bonus points with the first purchase, which is enough for up to 3 free nights. Earn 15,000 Bonus Starpoints® after spending $15,000 In 6 months | 15.24% | $45 |
 |
TrueEarnings® Card from Costco and American Express | Cash Rebate | 0% APR for 6 months | $25 Statement Credit | 15.24% | $0 |
* Actual interest rate depends on your credit score and history
** This APR may vary with the market based on the Prime Rate.
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cashback bonus, billing cycles, bonus miles, balance transfer, cash rebateImportant Notice:
The information found on Moolanomy is provided and intended for informational and entertainment purposes only and does not constitute financial, legal, or other advice of any kind. The information contained on this site is aimed at a general audience, and does not attempt to offer specific advice to your specific circumstances. If you are looking for professional advice, you should consult with an independent financial adviser.This site contains information about third party products and services, such as credit card offers, online banking, discount brokers, and credit score services. While we endeavor to ensure that the information presented on this site is accurate at the time of publication, any offers and rates shown on Moolanomy can and do change without notice. Visit the official site of the offer for up-to-date information.
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