Moolanomy
Personal Finance. Investing. Wealth Building.

Archive for December, 2007

Money Saving Tips for Online Shopping

What prompted me to write this post is shown in the image below — my wife just got a $26.20 “Big Fat Check” from Ebates. My sister told me about this a few times before, but I didn’t pay any attention…until my wife tried it and got the check.

I am probably a bit late [...]

Six Streams of Income

This is a guest post by Patrick from Cash Money Life.
This article is the 6th Day of Christmas — Personal Finance Style. Several personal finance bloggers have banded together to write a series of personal finance articles based on “The 12 Days of Christmas” theme. At the bottom of this article is a link [...]

10 Questions to Enhance Your Frugality (Reprint)

This is a guest post I wrote for BeingFrugal.net on September 20, 2007.
In “The true earning power and the real cost of luxuries,” I discussed the concept of true earning power. If the thought of making only $3.85 from a $30 per hour wage does not motivate you to be more frugal, here are [...]

10 “Preparing For Baby” Tips For the Frugal-Minded

This is a guest post from Paidtwice of I’ve Paid For This Twice Already…
As his readers most likely know, Pinyo and his wife are expecting a baby. In fact, why you’re seeing this post I wrote for Pinyo is most likely because they’ve had the baby and are off in the hospital or at [...]

12 Investing Mistakes I’ve Made, and How You Can Learn From Them (Reprint)

I’ve been investing since 1996. In the process, I have learned a lot, mainly from trial and error. I’d like to share my experience with you. Here are some of the mistakes I’ve made:

Not investing soon enough — I have been working part-time since my first year at college in 1991. If I had known [...]

My Foray into Prosper as a P2P Lender

One of my key believe about building wealth is (1) never stop experimenting, and (2) always look for ways to build, diversify, and shift my income streams toward passive sources. So I got interested when Prosper became an advertiser on my blog — thank god for the blog, because I wouldn’t have known about [...]

thumb Ask The Expert with Larry Swedroe, December 2007 Issue

This is the inaugural issue of the Ask The Expert column by Larry Swedroe. You can see Larry’s full biography and important disclaimer below. If you are interested in having your question answered by Larry, please send me an email via the contact page.
Now, let’s get to the questions and answers (please [...]

Quick Wins, Pareto, and Personal Finance

In “Using Pareto Principle to Improve Personal Finance” post, I demonstrated how we could use the Pareto principal to focus our limited resources on the things that will give us the most benefits. Raymond from Money Blue Book commented:
“Interesting concept — so is it suggesting that I would be better of not trying to save [...]

Using Simple Rules to Predict your Retirement Needs

In prior posts, I shared some financial math tricks and demonstrated a quick way to calculate your retirement needs. Now I am going to put the two together and use these rules, along with some historical inflation data, to give you a quick estimate of annual income needed for a comfy retirement.

Historical inflation data [...]

Welcoming the Carnival of Financial Goals

I thought it was a lot of work when I hosted the Carnival of Personal Finance (CoPF), so I was amazed when Patrick hosted the CoPF and launched the 1st edition of his own carnival in the very same week! If you want to get a sneak peek at personal finance bloggers’ [...]

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