Frugal Living
Frugal Or Cheap? Here’s A Test
May 7, 2008 :: Frugal Living :: 45 Comments
Here's some mid-week fun for Moolanomy's readers. Have you ever wondered if you are frugal or cheap? I do. I always consider myself frugal, but my wife calls me cheap -- go figure! Here's a little test. Just answer the 10 questions below and write down your ...
34 Ways To Save Money On Car Expenses
April 25, 2008 :: Frugal Living :: 22 Comments
With the recent increases in gas price, everyone is feeling the pinch. What used to be a $30 fill up is now $40. And every household budget is in crisis from the rising gas price, along with everything else. So, I figure this is a good time ...
10 Ways New Parents Overspend On Their Newborns
April 23, 2008 :: Frugal Living, Life, Family, and Health :: 32 Comments
My wife and I have been new parents for nearly five months now. Lucky for us, we got some good advices early on, including those from a guest post by Paidtwice: 10 “Preparing For Baby†Tips For the Frugal-Minded. However, I understand how easy it is to overspend on ...
CVS, ExtraCare Rewards, and Store Brand (Reprint)
April 8, 2008 :: Frugal Living :: 5 Comments
My parents do most of the grocery shopping in my household. Although I do buy occasionally, I never bothered to sign up for one of those discount cards offered by supermarkets and convenience drug stores. Discount Cards Are Great Ever since my wife gave birth, I found myself running to CVS more ...
The Cost Of Instant Gratification
April 2, 2008 :: Frugal Living :: 27 Comments
Credit cards make it easy for us to buy now and pay later. This mindset is pervasive and dominant in the United States, and it keeps many Americans financially imprisoned. I can still remember when there was no credit card, and I had to save for what I want. Morpheus offers ...
A Dollar Saved Is Better Than A Dollar Earned
March 21, 2008 :: Frugal Living :: 16 Comments
Benjamin Franklin popularized the expression: "A penny saved is a penny earned." However, Ben got this one wrong because a penny saved is much better than a penny earned! This is one reason why being frugal is such an important aspect of wealth building. Of course, frugality on steroid is ...
50+ Frugal Tips, Ideas, and Resources
January 31, 2008 :: Frugal Living :: 37 Comments
I know I don't talk enough about frugality. May be I am not a very frugal person, although my wife always call me cheap. So I figure I would share share some great frugal tips, ideas, links, and resources from around the web (not in any order): Being Frugal: Making Every ...
Recoup Your Holidays Shopping Expenses with Price Protection
January 7, 2008 :: Frugal Living :: 11 Comments
Just like Yogi Berra said, "It ain't over till it's over." If you bought your holiday gifts less than 30 days ago, you may have some uncollected money waiting for you! Since I don't know where you bought your gifts, I will share my own experience with gifts ...
Are You Giving the Gift of Consumerism?
December 20, 2007 :: Frugal Living :: 21 Comments
I didn't give this topic too much thought until very recently. While I was driving to work, I heard on the radio that you could give "Mall Cards" as a Christmas present. With one of these gift cards, the recipient isn't restricted to buy something from just one ...
Money Saving Tips for Online Shopping
December 17, 2007 :: Frugal Living :: 14 Comments
What prompted me to write this post is shown in the image below -- my wife just got a $26.20 "Big Fat Check" from Ebates. My sister told me about this a few times before, but I didn't pay any attention...until my wife tried it and got the check. I ...
10 Questions to Enhance Your Frugality (Reprint)
December 14, 2007 :: Frugal Living :: 13 Comments
This is a guest post I wrote for BeingFrugal.net on September 20, 2007. In "The true earning power and the real cost of luxuries," I discussed the concept of true earning power. If the thought of making only $3.85 from a $30 per hour wage does not motivate you to ...
Little things you can do to save money and our planet
October 15, 2007 :: Frugal Living, Home and Real Estate, Life, Family, and Health :: 20 Comments
Well today is Blog Action Day and a lot of bloggers are blogging about our environment today. Being a personal finance blogger, I am going to make this one related to money...again. A lot of people think that being Green is expensive -- e.g., you have to buy Energy Star ...
Save our environment by giving and getting stuff for free
September 13, 2007 :: Frugal Living, Life, Family, and Health :: 8 Comments
Some of you may already know about The Freecycle Networkâ„¢. Over the weekend, my wife and I visited our friends in New Jersey. We discussed how companies make so many products for babies and parents now that it is very easy to overspend. During the conversation, ...
Top 10 Money Saving Tips for Spending Less at the Grocery Store (GP)
August 25, 2007 :: Frugal Living :: 4 Comments
About the Author: I'm Paidtwice, and my family and I are focusing on eliminating our non-mortgage debt by 2010, which currently stands at a bit over $34K ($25K of that student loans). I had a wake-up call of sorts near the beginning of this year when I realized that no ...
Top 10 Money Wasters, Are You Guilty?
August 22, 2007 :: Frugal Living :: 28 Comments
There are numerous posts and articles on this topic, but what the heck I will add some more to the information highway. From my personal experience, I can sincerely say these are the biggest money wasters around (not in any order): Memberships that you never use -- e.g., gym membership ...
