Best Secured Credit Card Offers

A secured credit card is a type of credit card secured by a collateral account in case of a default. You must deposit an amount equal to the credit line desired, but some issuers ask for more. Just like a normal credit card, you are expected to pay the balance on your secured credit card on a monthly basis. Should you default on a payment, the card issuer has the option of recovering the cost of the purchases paid to the merchants out of the collateral account.

Using Secured Credit Cards To Build Credit

Secured credit cards are marketed toward for people with build or rebuild their credit history. The credit card issuers take less risk with these cards since they have the money as collateral, and in return, they help you improve your credit scores by reporting usage activities to the three major credit bureaus.

Secured Credit Card Offers

If you are looking for a secure credit card, here are some excellent offers that are available today:

Platinum Zero® Secured Visa® Credit Card from Applied Bank®
APR: 0% on purchases	Annual fee: See Terms	Intro Offer: N/A for N/A
	ZERO - 0% FIXED APR on purchases - No Intro Rates! ZERO - 0% Rate Won't Change - Even If You're Late! ZERO Application Fees ZERO Worries - FREE Personal ID Theft Protection
Applied Bank® Secured Visa® Gold Credit Card
APR: 9.99% Fixed	Annual fee: $50	Intro Offer: N/A for N/A
	Guaranteed Approval Regardless of Your Past Credit History 9.99% Low Fixed APR - Your Rate Won't Change Even if You Are Late Choose Your Credit Limit - From $200 to $5,000 Highest Ratings for Financial Strength and Security in the Country