Reward credit cards allow you to earn special bonuses every time you use your credit card to make purchases. While they tend to have higher interest rates than standard cards, they are some of the best cards for people who pay off their balance in full each month. Reward credit cards are a great way to earn extra incentives, such as cash back, points, airline miles, gas rebates and other rewards from your charges.
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| APR: 10.99-16.99% (V)* | Annual fee: $0 | Intro Offer: 0% for 6 months |
 | - 1 Mile on every $1 you spend
- 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%*
- *Click apply to view rates, fees, rewards, limitations and other important information
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| APR: 13.99-20.99% | Annual fee: $0 | Intro Offer: 0% for 9 months |
 | - 5% Cashback Bonus® in categories that change like department stores, gas, groceries, restaurants, and more.
- Up to 1% unlimited Cashback Bonus® on everything else you buy
- No Annual Fee
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| APR: 13.99-20.99% (V) | Annual fee: $0 | Intro Offer: 0% for 9 months |
 | - 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, home improvement stores and more. Limitations apply*
- No Annual Fee
- *Click apply to view rates, fees, rewards, limitations and other important information
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| APR: 13.99-20.99% (V) | Annual fee: $0 | Intro Offer: 0% for 9 months |
 | - 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, home improvement stores and more. Limitations apply*
- No Annual Fee
- *Click apply to view rates, fees, rewards, limitations and other important information
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| APR: 13.99-20.99% | Annual fee: $0 | Intro Offer: 0% for 9 months |
 | - 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, home improvement stores and more. Limitations apply*
- No Annual Fee
- *Click apply to view rates, fees, rewards, limitations and other important information
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| APR: 13.99-20.99% | Annual fee: $0 | Intro Offer: 0% for 9 months |
 | - 5% Cashback Bonus® in categories that change like department stores, gas, groceries, restaurants, and more.
- Up to 1% unlimited Cashback Bonus® on everything else you buy
- No Annual Fee
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| APR: 10.99-20.99% (V)* | Annual fee: $0 | Intro Offer: 0% for 15 months |
 | - 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, home improvement stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- *Click apply to view rates, fees, rewards, limitations and other important information
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| APR: 10.99-20.99% (V)* | Annual fee: $0 | Intro Offer: 0% for 15 months |
 | - 0% into APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%
- Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
- *Click apply to view rates, fees, rewards, limitations and other important information
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| APR: 11.99-20.99% (V)* | Annual fee: $0 | Intro Offer: 0% for 12 months |
 | - 0% intro APR on purchases and balance transfers for 12 months, then the variable purchase APR of 10.99% - 20.99%*
- 2% automatically at gas stations and restaurants all year long*
- *Click apply to view rates, fees, rewards, limitations and other important information
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| APR: 13.99-20.99% (V) | Annual fee: $0 | Intro Offer: 0% for For 9 Months |
 | - Double Cashback Bonus® at any gas station and any restaurant.
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
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| APR: 10.99%- 16.99% (V)* | Annual fee: $60 | Intro Offer: 0% for 6 months |
 | - Double Miles on every $1 you spend
- 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%*
- *Click apply to view rates, fees, rewards, limitations and other important information
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| APR: 10.99-20.99% (V)* | Annual fee: $0 | Intro Offer: 0% for 6 months |
 | - 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, home improvement stores and more. Limitations apply*
- *Click apply to view rates, fees, rewards, limitations and other important information
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| APR: 10.99-20.99% (V)* | Annual fee: $0 | Intro Offer: 0% for 12 months |
 | - 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- *Click apply to view rates, fees, rewards, limitations and other important information
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| APR: 13.99-20.99% (V) | Annual fee: $0 | Intro Offer: 0% for 6 months |
 | - 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 13.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, home improvement stores and more. Limitations apply*
- *Click apply to view rates, fees, rewards, limitations and other important information
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| APR: 9.25-15.25% Variable | Annual fee: $0 | Intro Offer: N/A for N/A |
 | - No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
- Earn 1% in cash back credit on all qualifying purchases.
- No limit on cash back; no expiration date on eligibility for accounts in good standing
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| APR: 9.25-15.25% Variable | Annual fee: $0 | Intro Offer: N/A for N/A |
 | - Earn 1 bonus point for every $1 in qualifying net retail purchases, can redeem for merchandise with as little as 700 points.
- Turn your points into hotel, gift, or experience rewards
- Travel accident coverage up to $1,000,000
- No annual membership fee
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| APR: 9.25% | Annual fee: $0 | Intro Offer: N/A for N/A |
 | - Excellent credit required - applicants that do not have excellent credit will not be
approved
- Low 9.25% variable standard purchase APR and platinum benefits
- Choose any U.S. based airline or ticket class. No blackout dates or seating
restrictions
- Other travel related options are hotels, cruises, vacation packages, car rental, and
restaurants
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| APR: 14.99% | Annual fee: $495 | Intro Offer: N/A for N/A |
 | - Unlimited VIP airport lounge visits
- Redeem points for airfare on any airline with no blackouts or restrictions beginning at only 25,000 points for a ticket worth up to $500
- Zero liability provides complete protection against unauthorized purchases
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| APR: 17.24-22.24% Variable | Annual fee: $0 | Intro Offer: 0% on Purchases for 12 months for N/A |
 | - No annual fee
- Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime
- Pay your bill all at once, or over time. It's up to you.
- Blue Savings Program: big deals on big brands, all the time
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| APR: N/A | Annual fee: $0 for the first year and $125 thereafter | Intro Offer: N/A for N/A |
 | - Earn points even faster to get more rewards for your business
- 3X points on airfare, 2X points on advertising, gas, and shipping, 1X points on everything else
- One million rewards from over 500 brands
- Unlimited Rewards Potential - there is no limit to the number of points you can earn and points do not expire
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| APR: N/A | Annual fee: $125 | Intro Offer: N/A for N/A |
 | - Earn 10K Membership Rewards(R) points, redeemable for select gift cards valued at $100, when you spend $1,000 in your first 3 months of Card membership
- Exclusive access to Gold Card Events - select concerts, shows, major sporting events, and more
- Purchase Protection covers loss, theft, and damage of eligible items within 90 days of purchase
- Redeem Membership Rewards(R) points for an exclusive array of travel, shopping, dining and entertainment rewards.
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| APR: N/A | Annual fee: Introductory annual fee of $0 for the first year, then $175 | Intro Offer: N/A for N/A |
 | - Membership Rewards(R) bonus: 15K points, redeemable for select gift cards valued at $150, when you spend $1,000 in your first three months of card membership
- Membership Rewards(R) points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
- Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide
- Introductory annual fee of $0 for the first year, then $175
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| APR: As low as 13.24% (V) | Annual fee: $0 | Intro Offer: 0% for For the first 6 months |
 | - Get 5% cash back on wireless services and office supply purchases*
- Get 3% cash back on automobile gasoline*
- Get 1% cash back on other purchases*
- No limit to the amount of cash back you can earn
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| APR: 15.24%-19.24% Variable | Annual fee: $0 for the first year and then $95 annually | Intro Offer: N/A for N/A |
 | - Earn 30,000 bonus miles toward Award Travel - when you spend $500 on the Card in the first three months from account opening
- Check your first bag free-for up to 8 people on your reservation-on every Delta flight
- Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
- Priority Boarding and 20% In-Flight Savings
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| APR: 15.24-19.24% Variable | Annual fee: $0 intro annual fee for the first year, then $95 | Intro Offer: N/A for N/A |
 | - Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening
- $0 intro annual fee for the first year, then $95
- Check your first bag FREE - for up to 9 people on your reservation - on every Delta flight
- Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
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| APR: N/A | Annual fee: $450 | Intro Offer: N/A for N/A |
 | - 25,000 Membership Rewards(R) points when you spend $1,000 during your first three months of Card membership
- GLOBAL Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass
- Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked-baggage fee
- 24/7 Platinum Card(R) Concierge service for assistance with reservations, travel, gifts, and more
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| APR: 15.24%-19.24% | Annual fee: $0 introductory annual fee for the first year, then $65 | Intro Offer: N/A for N/A |
 | - Starpoints(R) Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel
- Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates
- 2011 SmarterTravel(R) Award for "Best Travel Rewards Card"
- $0 introductory annual fee for the first year, then $65
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| APR: 15.24% Variable | Annual fee: $0 for the first year and then $65 annually | Intro Offer: 2.90% for 6 |
 | - Earn up to 25,000 Starpoints(R) - Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel.
- Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries, and for flights on more than 350 airlines through SPG Flights. No blackout dates.
- $0 introductory annual fee for the first year, then $65
- No introductory fee for the first year, a savings of $65
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| APR: 15.24% Variable | Annual fee: $0 | Intro Offer: 0% on Purchases for 6 months for N/A |
 | - American Express(R) Card and Costco Membership Card in one - with no annual fee for Costco members
- Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
- Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings(R) Cardmembers from Costco and American Express
- No limit on the cash back earned
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| APR: N/A | Annual fee: $450 | Intro Offer: N/A for N/A |
 | - FOR A LIMITED TIME: Earn 25,000 Membership Rewards(R) points by spending $5,000 in the first 3 months.
- Up to $200 Airline Fee Credit to cover incidentals with the airline of your choice
- 20% Travel Bonus when redeeming with Membership Rewards(R) Pay with Points
- Take advantage of 40 premium benefits and rewards, including 24/7 concierge service and dedicated business consultants
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| APR: N/A | Annual fee: No annual membership fee for the first year, then $185 | Intro Offer: N/A for N/A |
 | - The Everything, Everywhere Trade Terms Card (SM) from American Express OPEN
- Pay in full within ten days, get a 1.5% discount
- OR pay as little as 10% and take up to 2 months to pay off the balance, interest free
- $0 introductory annual fee for the first year, then $185
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| APR: 17.24-22.24% Variable | Annual fee: $0 | Intro Offer: 0% on Purchases for 12 months for N/A |
 | - Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
- No annual fee, flexibility to pay over time
- Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
- NO spend minimum, NO enrollment, and NO rotating rewards categories
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| APR: N/A | Annual fee: $0 | Intro Offer: N/A for N/A |
 | - The benefits of Cardmembership start here!
- No Monthly, Annual or Purchase Fees
- No Overdraft, Inactivity or Foreign Exchange Fees
- No Credit Check
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| APR: Annual Interest Rates Apply | Annual fee: First year is on us - a savings of $150 | Intro Offer: N/A for N/A |
 | - Earn 15,000 Welcome Bonus points - enough for a short-haul flight? YES*
- Earn double points on many travel purchases? YES*
- Charge any travel to your Card, then call us to pay for it with points? YES*
- * Terms and conditions apply
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| APR: 19.99% | Annual fee: No Annual Fee | Intro Offer: 2.99% on Purchases for 12 months for N/A |
 | - Earn a Welcome Bonus of 150 reward miles the first time you use the card
- Earn 1 reward mile for every $15 in Card purchases at AIR MILES®* Sponsors.
- Earn 1 reward mile for every $20 in Card purchases everywhere else
- * Terms and conditions apply
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| APR: 19.99% | Annual fee: First Year Free; $65 Annual Fee thereafter | Intro Offer: 2.99% on Purchases for 12 months for N/A |
 | - Earn a Welcome Bonus of 500 AIR MILES® reward miles the first time you use the Card.
- Earn 1 reward mile for every $10 in Card purchases at AIR MILES® Sponsors.
- Now! Earn 1 reward mile for every $10 in Card purchases at other eligible gas, grocery and drugstores.
- * Terms and conditions apply
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| APR: 19.99% | Annual fee: $120 Annual Fee | Intro Offer: N/A for N/A |
 | - 15,000 Welcome Bonus Starpoints
- Earn 1 Starpoint for every $1 in purchases charged to the Card
- Also, earn 15,000 Welcome Bonus Starpoints after you spend $1,000 in purchases to your Card in your first three months of Cardmembership.
- * Terms and conditions apply
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| APR: 11.99-22.99%(Variable) | Annual fee: $0 | Intro Offer: 0% for 6 months* |
 | - Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 0% Intro APR for 12 months on balance transfers and 6 months on purchases
- 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12
- You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
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| APR: 15.24% (V) | Annual fee: $95 Annual Fee, Waived for the First Year | Intro Offer: N/A for N/A |
 | - Limited Time Offer! - Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that's $625 toward travel!
- 2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases.
- Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate Rewardssm
- No foreign transaction fees
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| APR: 15.24% (V) | Annual fee: $0 | Intro Offer: N/A for N/A |
 | - Limited Time Offer! - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward!
- 2 points per dollar spent on dining & 1 point per dollar spent on all other purchases.
- Points never expire and there are no limits on how many points you can earn
- Redeem points for travel, gift cards, merchandise, cash back and more
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| APR: 15.99-22.99%(Variable) | Annual fee: $0 | Intro Offer: N/A for N/A |
 | - Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12
- You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
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| APR: 14.24% (V) | Annual fee: $95, first year free | Intro Offer: N/A for N/A |
 | - Earn up to 40,000 bonus miles and first year free ($95 value)*
- Check your first bag for free on Continental and United flights, up to a $50 value
- Visit the United Club with two complimentary passes every year, a $100 value
- Earn 2 miles for $1 spent on tickets purchased from Continental and United and 1 mile per $1 everywhere else
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| APR: 14.24% (V) | Annual fee: $95, waived the first year | Intro Offer: N/A for N/A |
 | - Earn up to 40,000 bonus miles and first year free, a $95 value*
- Check your first bag for free on United and Continental-operated flights, up to a $50 value round trip
- Enjoy exclusive access to once-in-a-lifetime events through Inside Access from Chase
- Earn 2 miles for $1 spent on tickets purchased from United and Continental and 1 mile per $1 everywhere else
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| APR: 15.24% | Annual fee: $395 | Intro Offer: N/A for N/A |
 | - Earn 50,000 Rewards points after you use your card for the first time, redeemable for a complimentary night at most of our luxury properties
- Earn 5 points per $1 spent at The Ritz-Carlton, 2 points per $1 spent on qualifying airfare, car rental and dining, and 1 point per $1 spent on all other purchases
- Upgrade to the Ritz-Carlton Club® Level three times annually and enjoy a dedicated concierge and complimentary food and beverage presentations
- No foreign transaction fees
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| APR: 15.24% | Annual fee: $69 | Intro Offer: N/A for N/A |
 | - NOW! Earn a FREE FLIGHT after your first purchase
- Get 3,000 Points every year on your Card member Anniversary - that can be redeemed for a $50 Wanna Get Away® Fare
- Now you can redeem for International Travel, Hotels, Gift Cards and more.
- Earn unlimited FREE FLIGHTS - 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent on EVERYTHING else
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