Best Reward Credit Card Offers

Reward credit cards allow you to earn special bonuses every time you use your credit card to make purchases. While they tend to have higher interest rates than standard cards, they are some of the best cards for people who pay off their balance in full each month. Reward credit cards are a great way to earn extra incentives, such as cash back, points, airline miles, gas rebates and other rewards from your charges.

Miles by Discover® Card

APR: 10.99-16.99% (V)*Annual fee: $0Intro Offer: 0% for 6 months
Miles by Discover® Card Apply for Miles by Discover® Card now
  • 1 Mile on every $1 you spend
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%*
  • *Click apply to view rates, fees, rewards, limitations and other important information

Discover® Mix Tape Student Card

APR: 13.99-20.99%Annual fee: $0Intro Offer: 0% for 9 months
Discover® Mix Tape Student Card Apply for Discover® Mix Tape Student Card now
  • 5% Cashback Bonus® in categories that change like department stores, gas, groceries, restaurants, and more.
  • Up to 1% unlimited Cashback Bonus® on everything else you buy
  • No Annual Fee

Discover® Student Card - Monogram Collection

APR: 13.99-20.99% (V)Annual fee: $0Intro Offer: 0% for 9 months
Discover® Student Card - Monogram Collection Apply for Discover® Student Card - Monogram Collection now
  • 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, home improvement stores and more. Limitations apply*
  • No Annual Fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Discover® Student Card

APR: 13.99-20.99% (V)Annual fee: $0Intro Offer: 0% for 9 months
Discover® Student Card Apply for Discover® Student Card now
  • 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, home improvement stores and more. Limitations apply*
  • No Annual Fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Discover® Student Card - Clear

APR: 13.99-20.99%Annual fee: $0Intro Offer: 0% for 9 months
Discover® Student Card - Clear Apply for Discover® Student Card - Clear now
  • 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, home improvement stores and more. Limitations apply*
  • No Annual Fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Discover® Student Card - Tropical Beach

APR: 13.99-20.99%Annual fee: $0Intro Offer: 0% for 9 months
Discover® Student Card - Tropical Beach Apply for Discover® Student Card - Tropical Beach now
  • 5% Cashback Bonus® in categories that change like department stores, gas, groceries, restaurants, and more.
  • Up to 1% unlimited Cashback Bonus® on everything else you buy
  • No Annual Fee

Discover® More® Card

APR: 10.99-20.99% (V)*Annual fee: $0Intro Offer: 0% for 15 months
Discover® More® Card Apply for Discover® More® Card now
  • 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, home improvement stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • *Click apply to view rates, fees, rewards, limitations and other important information

Discover® Motivasm Card

APR: 10.99-20.99% (V)*Annual fee: $0Intro Offer: 0% for 15 months
Discover® Motivasm Card Apply for Discover® Motivasm Card now
  • 0% into APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%
  • Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • *Click apply to view rates, fees, rewards, limitations and other important information

Discover® Open Road® Card- $150 Restaurant.com Gift Certificate

APR: 11.99-20.99% (V)*Annual fee: $0Intro Offer: 0% for 12 months
Discover® Open Road® Card-  $150 Restaurant.com Gift Certificate Apply for Discover® Open Road® Card-  $150 Restaurant.com Gift Certificate now
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable purchase APR of 10.99% - 20.99%*
  • 2% automatically at gas stations and restaurants all year long*
  • *Click apply to view rates, fees, rewards, limitations and other important information

Discover® Student Open Road®

APR: 13.99-20.99% (V)Annual fee: $0Intro Offer: 0% for For 9 Months
Discover® Student Open Road® Apply for Discover® Student Open Road® now
  • Double Cashback Bonus® at any gas station and any restaurant.
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Escape by Discover® Card

APR: 10.99%- 16.99% (V)*Annual fee: $60Intro Offer: 0% for 6 months
Escape by Discover® Card Apply for Escape by Discover® Card now
  • Double Miles on every $1 you spend
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%*
  • *Click apply to view rates, fees, rewards, limitations and other important information

Discover® More® Card - 18 Month Promotional Balance Transfer

APR: 10.99-20.99% (V)*Annual fee: $0Intro Offer: 0% for 6 months
Discover® More® Card - 18 Month Promotional Balance Transfer Apply for Discover® More® Card - 18 Month Promotional Balance Transfer now
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, home improvement stores and more. Limitations apply*
  • *Click apply to view rates, fees, rewards, limitations and other important information

Discover® More® Card - $0 Balance Transfer Fee!

APR: 10.99-20.99% (V)*Annual fee: $0Intro Offer: 0% for 12 months
Discover® More® Card - $0 Balance Transfer Fee! Apply for Discover® More® Card - $0 Balance Transfer Fee! now
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • *Click apply to view rates, fees, rewards, limitations and other important information

Discover® Student Card with $25 Cash Back Bonus

APR: 13.99-20.99% (V)Annual fee: $0Intro Offer: 0% for 6 months
Discover® Student Card with $25 Cash Back Bonus Apply for Discover® Student Card with $25 Cash Back Bonus now
  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 13.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, home improvement stores and more. Limitations apply*
  • *Click apply to view rates, fees, rewards, limitations and other important information

IBERIABANK Visa® Gold

APR: 9.25-15.25% VariableAnnual fee: $0Intro Offer: N/A for N/A
IBERIABANK Visa® Gold Apply for IBERIABANK Visa® Gold now
  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Earn 1% in cash back credit on all qualifying purchases.
  • No limit on cash back; no expiration date on eligibility for accounts in good standing

IBERIABANK Visa® Platinum

APR: 9.25-15.25% VariableAnnual fee: $0Intro Offer: N/A for N/A
IBERIABANK Visa® Platinum Apply for IBERIABANK Visa® Platinum now
  • Earn 1 bonus point for every $1 in qualifying net retail purchases, can redeem for merchandise with as little as 700 points.
  • Turn your points into hotel, gift, or experience rewards
  • Travel accident coverage up to $1,000,000
  • No annual membership fee

Simmons First Visa® Platinum Rewards

APR: 9.25%Annual fee: $0Intro Offer: N/A for N/A
Simmons First Visa® Platinum Rewards Apply for Simmons First Visa® Platinum Rewards now
  • Excellent credit required - applicants that do not have excellent credit will not be approved
  • Low 9.25% variable standard purchase APR and platinum benefits
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants

Black Card

APR: 14.99%Annual fee: $495Intro Offer: N/A for N/A
Black Card Apply for Black Card now
  • Unlimited VIP airport lounge visits
  • Redeem points for airfare on any airline with no blackouts or restrictions beginning at only 25,000 points for a ticket worth up to $500
  • Zero liability provides complete protection against unauthorized purchases

Blue Sky from American Expresssm

APR: 17.24-22.24% VariableAnnual fee: $0Intro Offer: 0% on Purchases for 12 months for N/A
Blue Sky from American Expresssm Apply for Blue Sky from American Expresssm now
  • No annual fee
  • Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime
  • Pay your bill all at once, or over time. It's up to you.
  • Blue Savings Program: big deals on big brands, all the time

Business Gold Rewards Card from American Express OPEN

APR: N/AAnnual fee: $0 for the first year and $125 thereafterIntro Offer: N/A for N/A
Business Gold Rewards Card from American Express OPEN Apply for Business Gold Rewards Card from American Express OPEN now
  • Earn points even faster to get more rewards for your business
  • 3X points on airfare, 2X points on advertising, gas, and shipping, 1X points on everything else
  • One million rewards from over 500 brands
  • Unlimited Rewards Potential - there is no limit to the number of points you can earn and points do not expire

American Express® Gold Card

APR: N/AAnnual fee: $125Intro Offer: N/A for N/A
American Express® Gold Card Apply for American Express® Gold Card now
  • Earn 10K Membership Rewards(R) points, redeemable for select gift cards valued at $100, when you spend $1,000 in your first 3 months of Card membership
  • Exclusive access to Gold Card Events - select concerts, shows, major sporting events, and more
  • Purchase Protection covers loss, theft, and damage of eligible items within 90 days of purchase
  • Redeem Membership Rewards(R) points for an exclusive array of travel, shopping, dining and entertainment rewards.

American Express® Premier Rewards Gold Card

APR: N/AAnnual fee: Introductory annual fee of $0 for the first year, then $175Intro Offer: N/A for N/A
American Express® Premier Rewards Gold Card Apply for American Express® Premier Rewards Gold Card now
  • Membership Rewards(R) bonus: 15K points, redeemable for select gift cards valued at $150, when you spend $1,000 in your first three months of card membership
  • Membership Rewards(R) points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
  • Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide
  • Introductory annual fee of $0 for the first year, then $175

SimplyCash® Business Card from American Express OPEN

APR: As low as 13.24% (V)Annual fee: $0Intro Offer: 0% for For the first 6 months
SimplyCash® Business Card from American Express OPEN Apply for SimplyCash® Business Card from American Express OPEN now
  • Get 5% cash back on wireless services and office supply purchases*
  • Get 3% cash back on automobile gasoline*
  • Get 1% cash back on other purchases*
  • No limit to the amount of cash back you can earn

Gold Delta SkyMiles® Business Credit Card

APR: 15.24%-19.24% VariableAnnual fee: $0 for the first year and then $95 annuallyIntro Offer: N/A for N/A
Gold Delta SkyMiles® Business Credit Card Apply for Gold Delta SkyMiles® Business Credit Card now
  • Earn 30,000 bonus miles toward Award Travel - when you spend $500 on the Card in the first three months from account opening
  • Check your first bag free-for up to 8 people on your reservation-on every Delta flight
  • Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
  • Priority Boarding and 20% In-Flight Savings

Gold Delta SkyMiles® Credit Card from American Express®

APR: 15.24-19.24% VariableAnnual fee: $0 intro annual fee for the first year, then $95Intro Offer: N/A for N/A
Gold Delta SkyMiles® Credit Card from American Express® Apply for Gold Delta SkyMiles® Credit Card from American Express® now
  • Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening
  • $0 intro annual fee for the first year, then $95
  • Check your first bag FREE - for up to 9 people on your reservation - on every Delta flight
  • Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent

The Platinum Card® from American Express®

APR: N/AAnnual fee: $450Intro Offer: N/A for N/A
The Platinum Card® from American Express® Apply for The Platinum Card® from American Express® now
  • 25,000 Membership Rewards(R) points when you spend $1,000 during your first three months of Card membership
  • GLOBAL Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass
  • Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked-baggage fee
  • 24/7 Platinum Card(R) Concierge service for assistance with reservations, travel, gifts, and more

Starwood Preferred Guest® Credit Card from American Express®

APR: 15.24%-19.24%Annual fee: $0 introductory annual fee for the first year, then $65Intro Offer: N/A for N/A
Starwood Preferred Guest® Credit Card from American Express® Apply for Starwood Preferred Guest® Credit Card from American Express® now
  • Starpoints(R) Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel
  • Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates
  • 2011 SmarterTravel(R) Award for "Best Travel Rewards Card"
  • $0 introductory annual fee for the first year, then $65

Starwood Preferred Guest® Business Credit Card from American Express® OPEN

APR: 15.24% VariableAnnual fee: $0 for the first year and then $65 annuallyIntro Offer: 2.90% for 6
Starwood Preferred Guest® Business Credit Card from American
		Express® OPEN Apply for Starwood Preferred Guest® Business Credit Card from American
		Express® OPEN now
  • Earn up to 25,000 Starpoints(R) - Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel.
  • Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries, and for flights on more than 350 airlines through SPG Flights. No blackout dates.
  • $0 introductory annual fee for the first year, then $65
  • No introductory fee for the first year, a savings of $65

True Earnings® Card from Costco and American Express®

APR: 15.24% VariableAnnual fee: $0Intro Offer: 0% on Purchases for 6 months for N/A
True Earnings® Card from Costco and American Express® Apply for True Earnings® Card from Costco and American Express® now
  • American Express(R) Card and Costco Membership Card in one - with no annual fee for Costco members
  • Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
  • Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings(R) Cardmembers from Costco and American Express
  • No limit on the cash back earned

Business Platinum Card from American Expresssm OPEN

APR: N/AAnnual fee: $450Intro Offer: N/A for N/A
Business Platinum Card from American Expresssm OPEN Apply for Business Platinum Card from American Expresssm OPEN now
  • FOR A LIMITED TIME: Earn 25,000 Membership Rewards(R) points by spending $5,000 in the first 3 months.
  • Up to $200 Airline Fee Credit to cover incidentals with the airline of your choice
  • 20% Travel Bonus when redeeming with Membership Rewards(R) Pay with Points
  • Take advantage of 40 premium benefits and rewards, including 24/7 concierge service and dedicated business consultants

The Plum Card® from American Express OPEN

APR: N/AAnnual fee: No annual membership fee for the first year, then $185Intro Offer: N/A for N/A
The Plum Card® from American Express OPEN Apply for The Plum Card® from American Express OPEN now
  • The Everything, Everywhere Trade Terms Card (SM) from American Express OPEN
  • Pay in full within ten days, get a 1.5% discount
  • OR pay as little as 10% and take up to 2 months to pay off the balance, interest free
  • $0 introductory annual fee for the first year, then $185

Blue Cash Everydaysm from American Express

APR: 17.24-22.24% VariableAnnual fee: $0Intro Offer: 0% on Purchases for 12 months for N/A
Blue Cash Everydaysm from American Express Apply for Blue Cash Everydaysm from American Express now
  • Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
  • No annual fee, flexibility to pay over time
  • Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
  • NO spend minimum, NO enrollment, and NO rotating rewards categories

American Express® Prepaid Card

APR: N/AAnnual fee: $0Intro Offer: N/A for N/A
American Express® Prepaid Card Apply for American Express® Prepaid Card now
  • The benefits of Cardmembership start here!
  • No Monthly, Annual or Purchase Fees
  • No Overdraft, Inactivity or Foreign Exchange Fees
  • No Credit Check

American Express® Gold Rewards Card

APR: Annual Interest Rates ApplyAnnual fee: First year is on us - a savings of $150Intro Offer: N/A for N/A
American Express® Gold Rewards Card Apply for American Express® Gold Rewards Card now
  • Earn 15,000 Welcome Bonus points - enough for a short-haul flight? YES*
  • Earn double points on many travel purchases? YES*
  • Charge any travel to your Card, then call us to pay for it with points? YES*
  • * Terms and conditions apply

American Express® AIR MILES®* Credit Card

APR: 19.99%Annual fee: No Annual FeeIntro Offer: 2.99% on Purchases for 12 months for N/A
American Express® AIR MILES®* Credit Card Apply for American Express® AIR MILES®* Credit Card now
  • Earn a Welcome Bonus of 150 reward miles the first time you use the card
  • Earn 1 reward mile for every $15 in Card purchases at AIR MILES®* Sponsors.
  • Earn 1 reward mile for every $20 in Card purchases everywhere else
  • * Terms and conditions apply

American Express® AIR MILES®* Platinum Credit Card

APR: 19.99%Annual fee: First Year Free; $65 Annual Fee thereafterIntro Offer: 2.99% on Purchases for 12 months for N/A
American Express® AIR MILES®* Platinum Credit Card Apply for American Express® AIR MILES®* Platinum Credit Card now
  • Earn a Welcome Bonus of 500 AIR MILES® reward miles the first time you use the Card.
  • Earn 1 reward mile for every $10 in Card purchases at AIR MILES® Sponsors.
  • Now! Earn 1 reward mile for every $10 in Card purchases at other eligible gas, grocery and drugstores.
  • * Terms and conditions apply

Starwood Preferred Guest®* Credit Card from American Express®

APR: 19.99%Annual fee: $120 Annual FeeIntro Offer: N/A for N/A
Starwood Preferred Guest®* Credit Card from American Express® Apply for Starwood Preferred Guest®* Credit Card from American Express® now
  • 15,000 Welcome Bonus Starpoints
  • Earn 1 Starpoint for every $1 in purchases charged to the Card
  • Also, earn 15,000 Welcome Bonus Starpoints after you spend $1,000 in purchases to your Card in your first three months of Cardmembership.
  • * Terms and conditions apply

Chase Freedom Visa® $100 Bonus Cash Back + 0% Intro APR

APR: 11.99-22.99%(Variable)Annual fee: $0Intro Offer: 0% for 6 months*
Chase Freedom Visa® $100 Bonus Cash Back + 0% Intro APR Apply for Chase Freedom Visa® $100 Bonus Cash Back + 0% Intro APR now
  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 12 months on balance transfers and 6 months on purchases
  • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12
  • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!

Chase Sapphiresm Preferred Credit Card

APR: 15.24% (V)Annual fee: $95 Annual Fee, Waived for the First YearIntro Offer: N/A for N/A
Chase Sapphiresm Preferred Credit Card Apply for Chase Sapphiresm Preferred Credit Card now
  • Limited Time Offer! - Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that's $625 toward travel!
  • 2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases.
  • Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate Rewardssm
  • No foreign transaction fees

Chase Sapphiresm Card

APR: 15.24% (V)Annual fee: $0Intro Offer: N/A for N/A
Chase Sapphiresm Card Apply for Chase Sapphiresm Card  now
  • Limited Time Offer! - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward!
  • 2 points per dollar spent on dining & 1 point per dollar spent on all other purchases.
  • Points never expire and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more

Chase Freedom Visa® - $200 Bonus Cash Back

APR: 15.99-22.99%(Variable)Annual fee: $0Intro Offer: N/A for N/A
Chase Freedom Visa® - $200 Bonus Cash Back Apply for Chase Freedom Visa® - $200 Bonus Cash Back now
  • Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12
  • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases

Continental Airlines OnePass®Plus Card

APR: 14.24% (V)Annual fee: $95, first year freeIntro Offer: N/A for N/A
Continental Airlines OnePass®Plus Card Apply for Continental Airlines OnePass®Plus Card now
  • Earn up to 40,000 bonus miles and first year free ($95 value)*
  • Check your first bag for free on Continental and United flights, up to a $50 value
  • Visit the United Club with two complimentary passes every year, a $100 value
  • Earn 2 miles for $1 spent on tickets purchased from Continental and United and 1 mile per $1 everywhere else

United MileagePlus®Explorer

APR: 14.24% (V)Annual fee: $95, waived the first yearIntro Offer: N/A for N/A
United MileagePlus®Explorer Apply for United MileagePlus®Explorer now
  • Earn up to 40,000 bonus miles and first year free, a $95 value*
  • Check your first bag for free on United and Continental-operated flights, up to a $50 value round trip
  • Enjoy exclusive access to once-in-a-lifetime events through Inside Access from Chase
  • Earn 2 miles for $1 spent on tickets purchased from United and Continental and 1 mile per $1 everywhere else

Ritz-Carlton® Rewards Credit Card

APR: 15.24%Annual fee: $395Intro Offer: N/A for N/A
Ritz-Carlton® Rewards Credit Card Apply for Ritz-Carlton® Rewards Credit Card now
  • Earn 50,000 Rewards points after you use your card for the first time, redeemable for a complimentary night at most of our luxury properties
  • Earn 5 points per $1 spent at The Ritz-Carlton, 2 points per $1 spent on qualifying airfare, car rental and dining, and 1 point per $1 spent on all other purchases
  • Upgrade to the Ritz-Carlton Club® Level three times annually and enjoy a dedicated concierge and complimentary food and beverage presentations
  • No foreign transaction fees

Southwest Airlines Rapid Rewards® Plus Credit Card - FREE FLIGHT

APR: 15.24%Annual fee: $69Intro Offer: N/A for N/A
Southwest Airlines Rapid Rewards® Plus Credit Card - FREE FLIGHT Apply for Southwest Airlines Rapid Rewards® Plus Credit Card - FREE FLIGHT now
  • NOW! Earn a FREE FLIGHT after your first purchase
  • Get 3,000 Points every year on your Card member Anniversary - that can be redeemed for a $50 Wanna Get Away® Fare
  • Now you can redeem for International Travel, Hotels, Gift Cards and more.
  • Earn unlimited FREE FLIGHTS - 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent on EVERYTHING else
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