Best Low Interest Rate (APR) Credit Card Offers

If you normally carry balance from month to month on your credit cards, you should use a credit card that offers low interest rate (expressed as Percent APR). This page features credit cards with some of the lowest interest rates available. Additionally, the tool at the end of the page allows you to search the entire database for credit cards with lowest APR offers available.

Discover® More® Card

APR: 10.99-20.99% (V)*Annual fee: $0Intro Offer: 0% for 15 months
Discover® More® Card Apply for Discover® More® Card now
  • 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, home improvement stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • *Click apply to view rates, fees, rewards, limitations and other important information

Escape by Discover® Card

APR: 10.99%- 16.99% (V)*Annual fee: $60Intro Offer: 0% for 6 months
Escape by Discover® Card Apply for Escape by Discover® Card now
  • Double Miles on every $1 you spend
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%*
  • *Click apply to view rates, fees, rewards, limitations and other important information

Discover® More® Card - 18 Month Promotional Balance Transfer

APR: 10.99-20.99% (V)*Annual fee: $0Intro Offer: 0% for 6 months
Discover® More® Card - 18 Month Promotional Balance Transfer Apply for Discover® More® Card - 18 Month Promotional Balance Transfer now
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, home improvement stores and more. Limitations apply*
  • *Click apply to view rates, fees, rewards, limitations and other important information

Discover® More® Card - $0 Balance Transfer Fee!

APR: 10.99-20.99% (V)*Annual fee: $0Intro Offer: 0% for 12 months
Discover® More® Card - $0 Balance Transfer Fee! Apply for Discover® More® Card - $0 Balance Transfer Fee! now
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • *Click apply to view rates, fees, rewards, limitations and other important information

IBERIABANK Visa® Classic

APR: 7.25-13.25%Annual fee: $0Intro Offer: N/A for N/A
IBERIABANK Visa® Classic Apply for IBERIABANK Visa® Classic now
  • No annual membership fee
  • Low variable rate of 7.25%, 10.25% or 13.25% based on creditworthiness. This APR will vary with the market based on the Prime Rate
  • Low Introductory APR on Balance Transfers of 1.99% for 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.

IBERIABANK Visa® Gold

APR: 9.25-15.25% VariableAnnual fee: $0Intro Offer: N/A for N/A
IBERIABANK Visa® Gold Apply for IBERIABANK Visa® Gold now
  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Earn 1% in cash back credit on all qualifying purchases.
  • No limit on cash back; no expiration date on eligibility for accounts in good standing

IBERIABANK Visa® Platinum

APR: 9.25-15.25% VariableAnnual fee: $0Intro Offer: N/A for N/A
IBERIABANK Visa® Platinum Apply for IBERIABANK Visa® Platinum now
  • Earn 1 bonus point for every $1 in qualifying net retail purchases, can redeem for merchandise with as little as 700 points.
  • Turn your points into hotel, gift, or experience rewards
  • Travel accident coverage up to $1,000,000
  • No annual membership fee

IBERIABANK Visa® Select

APR: 7.50%-11.50% variableAnnual fee: $35Intro Offer: N/A for 0.00% or 7.50% based on creditworthiness for 12 months
IBERIABANK Visa® Select Apply for IBERIABANK Visa® Select now
  • Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
  • Online access to credit card account information
  • Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
  • Low Annual Fee of $35.00.

Simmons First Visa® Platinum

APR: 7.25%Annual fee: $0Intro Offer: N/A for N/A
Simmons First Visa® Platinum Apply for Simmons First Visa® Platinum now
  • Excellent credit required - applicants that do not have excellent credit will not be approved
  • Low 7.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • No annual fee

Simmons First Visa® Platinum Rewards

APR: 9.25%Annual fee: $0Intro Offer: N/A for N/A
Simmons First Visa® Platinum Rewards Apply for Simmons First Visa® Platinum Rewards now
  • Excellent credit required - applicants that do not have excellent credit will not be approved
  • Low 9.25% variable standard purchase APR and platinum benefits
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants

Chase Freedom Visa® $100 Bonus Cash Back + 0% Intro APR

APR: 11.99-22.99%(Variable)Annual fee: $0Intro Offer: 0% for 6 months*
Chase Freedom Visa® $100 Bonus Cash Back + 0% Intro APR Apply for Chase Freedom Visa® $100 Bonus Cash Back + 0% Intro APR now
  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 12 months on balance transfers and 6 months on purchases
  • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12
  • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!

Chase Freedom Visa® - $200 Bonus Cash Back

APR: 15.99-22.99%(Variable)Annual fee: $0Intro Offer: N/A for N/A
Chase Freedom Visa® - $200 Bonus Cash Back Apply for Chase Freedom Visa® - $200 Bonus Cash Back now
  • Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12
  • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
2012 5% Cashback Categories for Discover, Chase, Citi, and more.
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