If you normally carry balance from month to month on your credit cards, you should use a credit card that offers low interest rate (expressed as Percent APR). This page features credit cards with some of the lowest interest rates available. Additionally, the tool at the end of the page allows you to search the entire database for credit cards with lowest APR offers available.
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| APR: 10.99-20.99% (V)* | Annual fee: $0 | Intro Offer: 0% for 15 months |
 | - 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, home improvement stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- *Click apply to view rates, fees, rewards, limitations and other important information
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| APR: 10.99%- 16.99% (V)* | Annual fee: $60 | Intro Offer: 0% for 6 months |
 | - Double Miles on every $1 you spend
- 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%*
- *Click apply to view rates, fees, rewards, limitations and other important information
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| APR: 10.99-20.99% (V)* | Annual fee: $0 | Intro Offer: 0% for 6 months |
 | - 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, home improvement stores and more. Limitations apply*
- *Click apply to view rates, fees, rewards, limitations and other important information
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| APR: 10.99-20.99% (V)* | Annual fee: $0 | Intro Offer: 0% for 12 months |
 | - 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- *Click apply to view rates, fees, rewards, limitations and other important information
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| APR: 7.25-13.25% | Annual fee: $0 | Intro Offer: N/A for N/A |
 | - No annual membership fee
- Low variable rate of 7.25%, 10.25% or 13.25% based on creditworthiness. This APR will vary with the market based on the Prime Rate
- Low Introductory APR on Balance Transfers of 1.99% for 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
- Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
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| APR: 9.25-15.25% Variable | Annual fee: $0 | Intro Offer: N/A for N/A |
 | - No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
- Earn 1% in cash back credit on all qualifying purchases.
- No limit on cash back; no expiration date on eligibility for accounts in good standing
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| APR: 9.25-15.25% Variable | Annual fee: $0 | Intro Offer: N/A for N/A |
 | - Earn 1 bonus point for every $1 in qualifying net retail purchases, can redeem for merchandise with as little as 700 points.
- Turn your points into hotel, gift, or experience rewards
- Travel accident coverage up to $1,000,000
- No annual membership fee
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| APR: 7.50%-11.50% variable | Annual fee: $35 | Intro Offer: N/A for 0.00% or 7.50% based on creditworthiness for 12 months |
 | - Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
- Online access to credit card account information
- Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
- Low Annual Fee of $35.00.
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| APR: 7.25% | Annual fee: $0 | Intro Offer: N/A for N/A |
 | - Excellent credit required - applicants that do not have excellent credit will not be
approved
- Low 7.25% variable standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- No annual fee
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| APR: 9.25% | Annual fee: $0 | Intro Offer: N/A for N/A |
 | - Excellent credit required - applicants that do not have excellent credit will not be
approved
- Low 9.25% variable standard purchase APR and platinum benefits
- Choose any U.S. based airline or ticket class. No blackout dates or seating
restrictions
- Other travel related options are hotels, cruises, vacation packages, car rental, and
restaurants
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| APR: 11.99-22.99%(Variable) | Annual fee: $0 | Intro Offer: 0% for 6 months* |
 | - Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 0% Intro APR for 12 months on balance transfers and 6 months on purchases
- 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12
- You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
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| APR: 15.99-22.99%(Variable) | Annual fee: $0 | Intro Offer: N/A for N/A |
 | - Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12
- You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
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