Best Credit Cards

What makes a credit card good?  In my opinion, it should at least has no annual fee, low interest rate, provide some type of reward (preferably cash), has good account management interface, offers online payment, and has good customer service to back it up. Based on these criteria, I feel these are some of the best credit cards available today.

As of 12/15/2009, these are some of the best credit cards with low interest for your purchases in the market. You can immediately apply for these cards by clicking on the name or the card image. Please be sure to review all information carefully before applying for the card.

Image Credit Card Reward Balance Transfer Signup Bonus APR Purch* Annual Fee
TrueEarnings® Card from Costco and American Express TrueEarnings® Card from Costco and American Express Cash Rebate 0% APR for 3 months $25 statement credit for the first purchase made with the Card. 15.24% $0
Discover® More(SM) Card Discover® More(SM) Card Cash Rebate 0% APR for 12 months $50 cashback bonus when you spend $599 in the first 3 billing cycles. 11.99% $0
Biodegradable Discover® More Card Biodegradable Discover® More Card Cash Rebate 0% APR for 6 months 11.99% $0
Discover® Motiva(SM) Card Discover® Motiva(SM) Card Cash Rebate 3.99% APR for 6 months 11.99% $0
IberiaBank Visa® Gold Cash Back Rewards Card IberiaBank Visa® Gold Cash Back Rewards Card Cash Rebate 1.99% APR for 6
billing cycles
9.75%-16.25%** $0
IberiaBank Visa® Platinum Rewards Card IberiaBank Visa® Platinum Rewards Card Points 1.99% APR for 6
billing cycles
9.75%-16.25%** $0
Miles by Discover® Card Miles by Discover® Card Miles 0% APR for 6 months 1,000 bonus miles per month for the first year. 11.99% $0

* Actual interest rate depends on your credit score and history

** This APR may vary with the market based on the Prime Rate.

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