One of my favorite money maximizing moves is to use credit cards that offer cash back reward to pay for everything I normally would. You’ll get a small amount of money back in the form of cash back reward. Some of these cards, such as the Discover Cards, offer special promotion where you can earn as high as 5% cash back reward on some purchases.
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| APR: 13.99-20.99% | Annual fee: $0 | Intro Offer: 0% for 9 months |
 | - 5% Cashback Bonus® in categories that change like department stores, gas, groceries, restaurants, and more.
- Up to 1% unlimited Cashback Bonus® on everything else you buy
- No Annual Fee
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| APR: 13.99-20.99% (V) | Annual fee: $0 | Intro Offer: 0% for 9 months |
 | - 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, home improvement stores and more. Limitations apply*
- No Annual Fee
- *Click apply to view rates, fees, rewards, limitations and other important information
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| APR: 13.99-20.99% (V) | Annual fee: $0 | Intro Offer: 0% for 9 months |
 | - 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, home improvement stores and more. Limitations apply*
- No Annual Fee
- *Click apply to view rates, fees, rewards, limitations and other important information
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| APR: 13.99-20.99% | Annual fee: $0 | Intro Offer: 0% for 9 months |
 | - 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, home improvement stores and more. Limitations apply*
- No Annual Fee
- *Click apply to view rates, fees, rewards, limitations and other important information
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| APR: 13.99-20.99% | Annual fee: $0 | Intro Offer: 0% for 9 months |
 | - 5% Cashback Bonus® in categories that change like department stores, gas, groceries, restaurants, and more.
- Up to 1% unlimited Cashback Bonus® on everything else you buy
- No Annual Fee
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| APR: 10.99-20.99% (V)* | Annual fee: $0 | Intro Offer: 0% for 15 months |
 | - 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, home improvement stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- *Click apply to view rates, fees, rewards, limitations and other important information
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| APR: 10.99-20.99% (V)* | Annual fee: $0 | Intro Offer: 0% for 15 months |
 | - 0% into APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%
- Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
- *Click apply to view rates, fees, rewards, limitations and other important information
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| APR: 11.99-20.99% (V)* | Annual fee: $0 | Intro Offer: 0% for 12 months |
 | - 0% intro APR on purchases and balance transfers for 12 months, then the variable purchase APR of 10.99% - 20.99%*
- 2% automatically at gas stations and restaurants all year long*
- *Click apply to view rates, fees, rewards, limitations and other important information
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| APR: 13.99-20.99% (V) | Annual fee: $0 | Intro Offer: 0% for For 9 Months |
 | - Double Cashback Bonus® at any gas station and any restaurant.
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
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| APR: 10.99-20.99% (V)* | Annual fee: $0 | Intro Offer: 0% for 6 months |
 | - 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, home improvement stores and more. Limitations apply*
- *Click apply to view rates, fees, rewards, limitations and other important information
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| APR: 10.99-20.99% (V)* | Annual fee: $0 | Intro Offer: 0% for 12 months |
 | - 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- *Click apply to view rates, fees, rewards, limitations and other important information
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| APR: 13.99-20.99% (V) | Annual fee: $0 | Intro Offer: 0% for 6 months |
 | - 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 13.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, home improvement stores and more. Limitations apply*
- *Click apply to view rates, fees, rewards, limitations and other important information
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| APR: 9.25-15.25% Variable | Annual fee: $0 | Intro Offer: N/A for N/A |
 | - No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
- Earn 1% in cash back credit on all qualifying purchases.
- No limit on cash back; no expiration date on eligibility for accounts in good standing
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| APR: As low as 13.24% (V) | Annual fee: $0 | Intro Offer: 0% for For the first 6 months |
 | - Get 5% cash back on wireless services and office supply purchases*
- Get 3% cash back on automobile gasoline*
- Get 1% cash back on other purchases*
- No limit to the amount of cash back you can earn
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| APR: 15.24% Variable | Annual fee: $0 | Intro Offer: 0% on Purchases for 6 months for N/A |
 | - American Express(R) Card and Costco Membership Card in one - with no annual fee for Costco members
- Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
- Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings(R) Cardmembers from Costco and American Express
- No limit on the cash back earned
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| APR: 17.24-22.24% Variable | Annual fee: $0 | Intro Offer: 0% on Purchases for 12 months for N/A |
 | - Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
- No annual fee, flexibility to pay over time
- Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
- NO spend minimum, NO enrollment, and NO rotating rewards categories
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| APR: N/A | Annual fee: $0 | Intro Offer: N/A for N/A |
 | - The benefits of Cardmembership start here!
- No Monthly, Annual or Purchase Fees
- No Overdraft, Inactivity or Foreign Exchange Fees
- No Credit Check
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| APR: 11.99-22.99%(Variable) | Annual fee: $0 | Intro Offer: 0% for 6 months* |
 | - Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 0% Intro APR for 12 months on balance transfers and 6 months on purchases
- 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12
- You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
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| APR: 15.99-22.99%(Variable) | Annual fee: $0 | Intro Offer: N/A for N/A |
 | - Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12
- You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
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