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You would never take out an insurance policy on behalf of your bank and pay its premiums, would you? But that’s exactly what you’re doing when your credit card company convinces you to buy life and disability insurance. The sales pitch plays upon fears of the unknown:

What if you became ill or disabled and [...]

Whenever the question of paying for college comes up, it seems to spark a heated debate. Some parents want to pay for it all, others are firm believers that their children should have to put themselves through college, and there is a third group that thinks half and half is a good solution. When we [...]

With enormous markets emerging across the world and the dollar continuing its decline, the suggestion that investors should increase their international exposure in order to have a balanced portfolio is worth looking at more closely. After all, investing in international equities helps diversify a portfolio by broadening currency risk and exposing the portfolio to new [...]

Credit cards can be extremely beneficial to individuals and even small business owners. Then again, many can tell or have at least heard of one credit card horror story. Either way you look at it, a responsible and well disciplined person can use credit cards and their perks to their advantage.

Photo by Ian Britton via [...]

Many people see credit cards as one of the primary keys to financial imprisonment, and this has proven to be the case for many people. However, the problem isn’t the credit card itself, but how they are used.

Photo by Ian Britton via FreeFoto.com
When I was in school I received a well rounded education which covered [...]