Kevin Mulligan's Author Profile and Articles

Kevin MulliganKevin Mulligan is a debt reduction champion with a passion for teaching people how to budget and stay out of debt. He's building a personal finance freelance writing career and has written for RothIRA.com, Discover Bank, and many others.

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Articles by Kevin Mulligan

Should You Pay for Your Kid’s College Living Expenses?

Should You Pay for Your Kid’s College Living Expenses?

A child born today that goes to college will pay over $200,000 in tuition and fees for the┬áprivilege. While most students will not pay “sticker price” due to scholarships and grants, you are still talking about […]

Comparing CDs, Peer-to-Peer Lending, and Reward Checking Accounts

Comparing CDs, Peer-to-Peer Lending, and Reward Checking Accounts

Saving up a significant cash savings or an emergency fund capable of holding 12 months of living expenses is a Herculean effort in of itself. Once you have managed such a feat, the next question becomes […]

What is Student Loan Deferment and Loan Forbearance?

What is Student Loan Deferment and Loan Forbearance?

For many Americans, student loans are a way of life. Their parents had them and graduated with debt, and the unfortunate tradition has been passed down to the next generation. During the boom years of the […]

Should You Pay to Track Your Credit Score?

Should You Pay to Track Your Credit Score?

The American public is inundated with advertisements to help you increase your credit score, get your credit score, or track your credit score over a period of time. Knowing your credit score is very important for […]

What is a Ponzi Scheme and How to Avoid It

What is a Ponzi Scheme and How to Avoid It

There are a seemingly never ending supply of scams and ripoffs designed to take your hard earned money away from you. Some con artists use simple methods to extract money from their victims, while others use […]

How to Deal with Debt Collectors and Stop Harassing Calls

How to Deal with Debt Collectors and Stop Harassing Calls

Owing a debt that you are behind on can be a humiliating and frustrating experience. When your unpaid bill is well beyond being past due, it is written off and sold to a debt collection agency. […]

Disaster Insurance: Does Your Homeowner Insurance Cover Flood, Hurricane, Earthquake, and Tornado?

Disaster Insurance: Does Your Homeowner Insurance Cover Flood, Hurricane, Earthquake, and Tornado?

When you talk with a lender about getting a mortgage on a home, one of the requirements you will discover is the need for homeowners insurance. This insurance covers your home in the event it is […]

How to Work With a Contractor and Not Get Ripped Off

How to Work With a Contractor and Not Get Ripped Off

What could be worse than a natural disaster coming through your area and seriously damaging your home? It seems that nothing could: you’ve got water or mud in your home, the roof is leaking (or has […]

7 Things to Consider When Renting an Apartment

7 Things to Consider When Renting an Apartment

Renting can be a wise choice for many housing situations. Buying a home is a long term, somewhat permanent, big investment of time and money. Renting an apartment, condo, townhouse, or house is much easier. All […]

What Do Closing Costs Include When Buying a Home

What Do Closing Costs Include When Buying a Home

Buying a house is a big undertaking with a lot of legal paperwork filled with fine print. It can be overwhelming to understand exactly what you are signing and what you are actually paying for. One […]

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