Kevin Mulligan is a debt reduction champion with a passion for teaching people how to budget and stay out of debt. He's building a personal finance freelance writing career and has written for RothIRA.com, Discover Bank, and many others.
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Learning about how to save and invest for retirement, your kid’s college education, and your next big goal is an important task for any individual. Jumping into the confusion of Roth IRAs, 401ks, and 529 plans [...]
Credit card companies are beginning to send out more credit card offers to individuals with good credit scores. There had been a downturn in the number of offers sent out, but with the economy stabilizing the [...]
A class action lawsuit is where a group of people sue a company. If a company wrongs you on an individual level, you can sue them yourself. When the company wrongs many people in the same [...]
Saving for retirement is one of the most important financial decisions you can make. Without retirement savings you may never be able to retire or if you are forced to retire, you find yourself completely dependent [...]
If you are more than halfway through repaying your home mortgage you likely have a decent amount of equity in the house. With refinancing and borrowing against your mortgage rates well below 5%, doesn’t it make [...]
When volatility comes to the stock market it is easy to let your emotions take hold of your actions. When you watch a lot of the ups and downs in the market, you can become scared [...]
A child born today that goes to college will pay over $200,000 in tuition and fees for the privilege. While most students will not pay “sticker price” due to scholarships and grants, you are still talking about [...]
Saving up a significant cash savings or an emergency fund capable of holding 12 months of living expenses is a Herculean effort in of itself. Once you have managed such a feat, the next question becomes [...]
For many Americans, student loans are a way of life. Their parents had them and graduated with debt, and the unfortunate tradition has been passed down to the next generation. During the boom years of the [...]
The American public is inundated with advertisements to help you increase your credit score, get your credit score, or track your credit score over a period of time. Knowing your credit score is very important for [...]