Kevin Mulligan's Author Profile and Articles

Kevin MulliganKevin Mulligan is a debt reduction champion with a passion for teaching people how to budget and stay out of debt. He's building a personal finance freelance writing career and has written for RothIRA.com, Discover Bank, and many others.

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Articles by Kevin Mulligan

What is a 1099-K and Why Did I Receive One?

What is a 1099-K and Why Did I Receive One?

This year many individuals are receiving an unexpected new tax form in the mail: the 1099-K. This is a new form that is causing a lot of confusion amongst tax payers. If you received one and […]

What are Refund Anticipation Loans?

What are Refund Anticipation Loans?

Tax preparation firms offer loans tied to the amount of your Federal or state tax refund so you can spend your refund as soon as your tax return is validated. These refund anticipation loans (RAL), also […]

Entrepreneurship and the Risk of Personal Guarantees

Entrepreneurship and the Risk of Personal Guarantees

Aren’t we all ready to tell our boss off, walk out, and start our own company that will be wildly successful? Don’t we all have those great ideas that we know would be successful if only […]

What is an Early Withdrawal Penalty?

What is an Early Withdrawal Penalty?

Why would you give the government an extra cut out of your retirement nest egg if you didn’t have to? We all work too hard and save too diligently to just willingly give the Internal Revenue […]

What is COBRA Insurance and a Critical Warning to Know

What is COBRA Insurance and a Critical Warning to Know

Are you about to lose your job and access to health insurance? Are you unsure of when your insurance runs out? Or has the Human Resources department handed out a pamphlet on COBRA? Understanding how you […]

Federal Income Tax Return Filing Requirements for Retirees

Federal Income Tax Return Filing Requirements for Retirees

Do retirees have to file a federal income tax return? You might think that the days spent filing income tax return each year is behind you once you retired; however, being retired doesn’t necessarily get you […]

How to Invest in Gold, Silver, and Other Precious Metals

How to Invest in Gold, Silver, and Other Precious Metals

Are you looking for information on how to protect your portfolio by investing in precious metal commodities like gold and silver? With the United States’ government over $15 trillion in debt, the Federal Reserve printing money […]

4 Tips to Help You Negotiate Your Medical Bills

4 Tips to Help You Negotiate Your Medical Bills

There is never a good time to have expected or unexpected medical expenses. No matter how well we budget, there never seems to be enough money put aside to cover the costs. Unexpected medical expenses can […]

Is a Home Warranty a Smart Home Expense?

Is a Home Warranty a Smart Home Expense?

With the housing market in the United States leaning in favor of the buyers, sellers are offering a variety of incentives to sell their homes. One popular incentive is a home warranty. Having a home warranty […]

What is Mortgage Life Insurance and Do You Need It?

What is Mortgage Life Insurance and Do You Need It?

Soon after you purchase a home using mortgage financing you will start to receive unsolicited letters in the mail from your financing company’s “partners”. Somewhere in that fine print of your mortgage paperwork you agreed to […]

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