Kevin Mulligan's Author Profile and Articles

Kevin MulliganKevin Mulligan is a debt reduction champion with a passion for teaching people how to budget and stay out of debt. He's building a personal finance freelance writing career and has written for RothIRA.com, Discover Bank, and many others.

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Articles by Kevin Mulligan

The S&P 500 Index Historical Returns

The S&P 500 Index Historical Returns

The S&P 500 is one of the largest barometers of overall stock market performance available; the index is comprised of 500 of the largest and leading companies on the market today. The original S&P index debuted […]

Using Your Mortgage as an Inflation Hedge or Pay It Off Early

Using Your Mortgage as an Inflation Hedge or Pay It Off Early

Can mortgage rates get any lower? How long will homebuyers and refinancing homeowners be able to enjoy these low rates? And if you’ve got a low rate, how should you treat it? Mortgage rates have been […]

How to Claim Unclaimed Refunds

How to Claim Unclaimed Refunds

The IRS recently announced it has over $1 billion in unclaimed refunds from tax returns that were due three years ago. This is an annual problem in the United States as millions of taxpayers avoided filing […]

What is a Roth IRA and Everything You Need to Know About It

What is a Roth IRA and Everything You Need to Know About It

Today marks the beginning of the Roth IRA Movement. There is an astounding lack of knowledge about Roth IRAs in the public; this is especially true of the younger generations that have the most to benefit […]

How to Lower Your Property Taxes

How to Lower Your Property Taxes

Home prices have been in decline since the housing bubble burst several years ago. Yet the tax assessed values of homes hasn’t moved as drastically. The truth is if you’ve been living in your home for […]

What is Preferred Stock, Types of Preferred Shares, and Risks?

What is Preferred Stock, Types of Preferred Shares, and Risks?

You may have heard about preferred stock (or preferred share) before, but exactly how are they different from common stockĀ  (or ordinary share). Preferred stock is a another form of ownership in a company. Preferred stock […]

Why Set It and Forget It Investing Doesn’t Work

Why Set It and Forget It Investing Doesn’t Work

It takes a lot of work to set up a new investment account, get your budget right, and automate your investments. For those of us that are new to investing or just uncomfortable with making changes, […]

What are Alternative United States Local Currencies?

What are Alternative United States Local Currencies?

Will you soon be able to buy groceries and other goods using currency that is only good in your state or local community? Why are communities and legislators looking to create new types of currency inside […]

How Bonds are Valued and React to Interest Rate Changes

How Bonds are Valued and React to Interest Rate Changes

Investing a portion of your portfolio in bonds is a standard practice for anyone over the age of 30. As you get closer to retirement you want less volatility because your portfolio has less time to […]

Time Value of Money, Inflation, and Opportunity Cost

Time Value of Money, Inflation, and Opportunity Cost

Could the phrase “time is money” actually be true and not just a commonly used quote? One of the most critical concepts to understand in the realm of personal finance is the time value of money. […]

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