Kevin Mulligan's Author Profile and Articles

Kevin MulliganKevin Mulligan is a debt reduction champion with a passion for teaching people how to budget and stay out of debt. He's building a personal finance freelance writing career and has written for RothIRA.com, Discover Bank, and many others.

Follow on Google+ and @kevinmulligan on Twitter

Articles by Kevin Mulligan

How to Start a Small Business LLC

How to Start a Small Business LLC

One of the best ways to improve your financial situation is to start a side business that grows into a full-time income. But operating a business as a sole proprietor leaves you and your personal assets […]

Should You Jump at Every Promotion Opportunity?

Should You Jump at Every Promotion Opportunity?

The easiest way to resolve most of life’s money problems is to earn more money. You can cut back many unnecessary wants like cable, internet, cell phones, and eating out… but at some point there is […]

Is It Smart to Use Cash Out Refinancing to Pay Off Debt?

Is It Smart to Use Cash Out Refinancing to Pay Off Debt?

Home mortgage and refinancing rates just keep getting lower and lower. You thought 4.5% on a 30 year fixed rate mortgage was low? They’re even lower now. Think about this: you can now get a 15 […]

Cleaning Out: The “Have I Used This in 12 Months?” Philosophy

Cleaning Out: The “Have I Used This in 12 Months?” Philosophy

Clutter seems to just… happen, doesn’t it? One day your home is new, you’ve just moved in. Everything is perfect. You unpack your belongings, put everything just so, and ta-da! Your home is decorated, organized, and great. You […]

How to Invest Your Money

How to Invest Your Money

So far in the 15 Steps to More Money and Less Debt series, I’ve shown you how to track and trim your costs, pay off debt, and build up an emergency fund. There’s one critical aspect […]

Find a Better Bank: Higher Interest and Less Fees

Find a Better Bank: Higher Interest and Less Fees

You hate your bank. Admit it.  There’s a bunch of fees you don’t understand. The online account options are okay, but not that great. You have to swing by a branch to deposit any checks you […]

Reduce Your Debt: Debt Snowball vs. Highest Interest Method

Reduce Your Debt: Debt Snowball vs. Highest Interest Method

Debt is one of the few self-inflected wounds you can survive while still being miserable. Debt doesn’t just happen. It’s the result of something: poor decisions with big purchases like homes, lack of emergency preparedness, and […]

Track and Improve Your Credit

Track and Improve Your Credit

By now we have done a lot of work to cut down your expenses and improve your cash flow. You should also have a budget to help guide you going forward, and an emergency fund to […]

Save Up an Emergency Fund

Save Up an Emergency Fund

In my previous article, Budgeting: When You Track It, You Get Better at It,  I hope I got your attention with the poorly run business that couldn’t be acquired because it didn’t know what its monthly expenditures […]

Budgeting: When You Track It, You Get Better at It

Budgeting: When You Track It, You Get Better at It

Imagine for a moment you are a billionaire on the hunt for your next company acquisition. You’re looking for firms that are profitable and well run because you intend to buy the company while leaving everything […]

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