Kevin Mulligan is a debt reduction champion with a passion for teaching people how to budget and stay out of debt. He's building a personal finance freelance writing career and has written for RothIRA.com, Discover Bank, and many others.
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By now we have done a lot of work to cut down your expenses and improve your cash flow. You should also have a budget to help guide you going forward, and an emergency fund to […]
It can be hard to keep track of all the various financial tasks you need to do during a given year. Today I thought I would share a simple list so you can map it out […]
In many cultures around the world negotiation is a part of every day life. No one pays the listed price for an item; you haggle until an agreement is reached. In American society this is practically […]
Previous generations have been taught that a college degree ensures a higher paying job. In recent years, college graduates are finding that no longer holds true. In fact according to the US Bureau of Labor Statistics […]
Credit card debt is an expensive problem to get out of. You are paying very high interest rates likely between 12-29% APR. If you just pay the minimum payment you could easily pay 50% of the […]
Do you have some money you need to invest for a short period of time? Maybe you’re saving up for a house and want to earn a little bit of return while you build up your […]
Have you ever been caught off guard by an annual expense that you had forgotten would need to be paid this month? Maybe you pay your life insurance with one payment every year or your dog […]
For both individuals and small businesses, keeping track of all the important tax and money due dates throughout the year can be overwhelming. Forgetting a deadline is an extremely costly mistake in most cases: you end […]
You’ve made it! All your diligent financial planning, spending less than you earn, and investing has finally paid off. You’ve reached retirement with a nest egg spread out across several retirement accounts. It is time to […]
If you are lucky enough to have a pension plan at work, your next concern is how much you can actually depend on it when you get to retirement. In other words, is your pension plan […]
