Kevin Mulligan's Author Profile and Articles

Kevin MulliganKevin Mulligan is a debt reduction champion with a passion for teaching people how to budget and stay out of debt. He's building a personal finance freelance writing career and has written for RothIRA.com, Discover Bank, and many others.

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Articles by Kevin Mulligan

20 Important Financial Tasks To Do Each Year

20 Important Financial Tasks To Do Each Year

It can be hard to keep track of all the various financial tasks you need to do during a given year. Today I thought I would share a simple list so you can map it out […]

12 Expenses You Could Negotiate for a Better Deal

12 Expenses You Could Negotiate for a Better Deal

In many cultures around the world negotiation is a part of every day life. No one pays the listed price for an item; you haggle until an agreement is reached. In American society this is practically […]

7 Good Paying Jobs That Do Not Require a College Degree

7 Good Paying Jobs That Do Not Require a College Degree

Previous generations have been taught that a college degree ensures a higher paying job. In recent years, college graduates are finding that no longer holds true. In fact according to the US Bureau of Labor Statistics […]

Can a Balance Transfer Lower Your Credit Score?

Can a Balance Transfer Lower Your Credit Score?

Credit card debt is an expensive problem to get out of. You are paying very high interest rates likely between 12-29% APR. If you just pay the minimum payment you could easily pay 50% of the […]

Best Short Term Investments for Your Money

Best Short Term Investments for Your Money

Do you have some money you need to invest for a short period of time? Maybe you’re saving up for a house and want to earn a little bit of return while you build up your […]

Planning for Annual and Irregular Expenses

Planning for Annual and Irregular Expenses

Have you ever been caught off guard by an annual expense that you had forgotten would need to be paid this month? Maybe you pay your life insurance with one payment every year or your dog […]

Important Tax and Filing Dates for Individuals and Small Businesses

Important Tax and Filing Dates for Individuals and Small Businesses

For both individuals and small businesses, keeping track of all the important tax and money due dates throughout the year can be overwhelming. Forgetting a deadline is an extremely costly mistake in most cases: you end […]

A Guide to Withdrawing Money from Your Retirement Accounts

A Guide to Withdrawing Money from Your Retirement Accounts

You’ve made it! All your diligent financial planning, spending less than you earn, and investing has finally paid off. You’ve reached retirement with a nest egg spread out across several retirement accounts. It is time to […]

How Safe is Your Pension and Can You Depend on it for Retirement?

If you are lucky enough to have a pension plan at work, your next concern is how much you can actually depend on it when you get to retirement. In other words, is your pension plan […]

What is a Pension Plan?

Pensions are sadly a dying breed of a type of benefits that reward employees for their loyalty for working for the same firm for a long time. With the newest batch of employees that are just […]

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