Articles by Kevin (Staff Writer)

Becoming wealthy is not easy. It takes hard work, a sound strategy, and continued perseverance.  Moreover, becoming wealthy means taking action versus looking for good things to happen to you or looking elsewhere for opportunity. While there are a number of reasons or challenges to individuals becoming wealthy, in this post, I’m going to walk [...]

Financial security is a common pursuit.  Whether you’re just starting out in the working world or you’re looking to retire, financial security or the pursuit of financial security is of large importance for you.  Unfortunately, a generation of Americans have been led to believe that the contributing factors to financial security come from anywhere but [...]

I believe that the younger Americans in their 20s and 30s are more focused on quality of life versus previous generations.  As such, these individuals value experiences, value their time, and value the possibility of early retirement. With market crashes, high unemployment, bankrupt social security, underfunded pension plans, and more ugly economic factors, the possibility [...]

When it comes to personal finance, you essentially have two major areas of focus: your income and your expenses.  On the income side, you’re dependent on a number of external factors such as the economy, your employer, your tax rate, your industry, etc.  These external factors can sometimes work against you, making it can be [...]

I recently heard an interesting discussion on Dave Ramsey’s radio show about the length of time you need to live in a home in order for it to make sense going through the process and expense of purchasing it. It’s a rare occasion that I disagree with Dave Ramsey, but in this instance, I did. [...]

Financial independence is a term typically used to describe a state where you have sufficient assets to live a certain lifestyle indefinitely without having to work or be employed.  Whether your income is derived from interest on savings, investment income, real estate income or something else, it really doesn’t matter.  The key is that you’re [...]

We in the personal finance blogosphere love to fill the internet with ideas on how to save money and discuss everything under the sun that you should not spend money on. Well, today, I’d like to discuss a few things that I believe are acceptable purchases.

Today, I’d like to share with everyone blogs that I read and think you should check out.  For each blog, I will provide details on what is great about it so that you can understand better which blogs might be best for you.  I hope that the following blog recommendations will help you find additional [...]

Many Americans find themselves in quite the situation financially these days.  Their situation is nothing short of bondage.  They are completely trapped because of years of borrowing money to finance a lifestyle that was unattainable without debt.  They aren’t the only guilty party.  The government has encouraged it and the banking system was more than [...]

When it comes to long term investing, I believe that you should focus more on dividend yields and cash flow versus speculation and share price appreciation. While this might mean avoiding sexy names like Apple (AAPL) and Amazon (AMZN), there is nothing unsexy about constant cash flow with regards to your assets. Photo from stock.xchnge [...]