Andy Tenton's Author Profile and Articles

Andy TentonAndy is a 30-something New Yorker who turned his financial life around. He took charge of his finances, got out of debt, and is now working his way toward financial success. He is the owner and publisher of WorkSaveLive.com.

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Articles by Andy Tenton

6 Ways Your Small Business Can Save Money

6 Ways Your Small Business Can Save Money

Running a small business requires some serious frugality when it comes to expenses. Especially if your business is relatively new, you want to make sure you are getting the most for your money while still being […]

Negative Real Return: What is Your Real Rate of Return?

Negative Real Return: What is Your Real Rate of Return?

We all know (or should know) that having an emergency fund is a good thing, and I think most people would agree that the best place to keep your emergency fund is in a high yield […]

IRA Withdrawal Rules: Penalty-Free Withdrawal From Traditional and Roth IRAs

IRA Withdrawal Rules: Penalty-Free Withdrawal From Traditional and Roth IRAs

Traditional IRAs can give you a tax break and grow tax-deferred. Roth IRAs are funded by after-tax money and grow tax-free. Along with your 401(k), IRAs will likely constitute the bulk of your retirement savings. But […]

The Pros and Cons of Fixed Annuities

Fixed annuities have a lot of appeal to people who have a distaste for market fluctuations and like to play it safe. By purchasing a fixed annuity you invest a certain amount of money and in […]

Should You Transfer Your Credit Card Balance?

Should You Transfer Your Credit Card Balance?

As the economy gets better, I am beginning to see balance transfer offers in the mail more often. One of the best offers right now is the 0% balance transfer for 18 months from Discover it™. […]

The Amazing Power of Compound Interest

The Amazing Power of Compound Interest

One of the most constructive, and destructive, forces in finances is the power of compound interest. Compound interest is interest that is not only paid on the principal, but also on the interest that previously accrued […]

How Does Forex Trading Work?

How Does Forex Trading Work?

To the average person, forex, otherwise known as foreign exchange or simply FX, is one of most enigmatic trading markets in the world. Seemingly contained among the elite banks of the world, why would an average […]

Can a Prepaid Debit Card Help Your Credit Score?

Can a Prepaid Debit Card Help Your Credit Score?

If you want to build your credit, a common dilemma is you need a good credit to get a credit card. If you’re a student, you’re in luck because you can typically apply for a student […]

How to Choose the Best High Yield Savings Account

How to Choose the Best High Yield Savings Account

While traditional brick and mortar banks can be very convenient, they can rarely compete with the higher interest rates offered by their online counterparts. Personally, I think these online high yield accounts are the best place […]

Could You Survive Without Money?

Could You Survive Without Money?

I spend a great deal of my life talking, thinking and writing about money. We are all familiar with the oft-repeated biblical phrase that says the “love of money is the root of all evil”. It […]

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