Pinyo's Author Profile and Articles

PinyoPinyo is the owner of Moolanomy Personal Finance and an entrepreneur with over 20 years of business experience. He has a strong appreciation for business management, investing, and wealth building. He has written for many online publications, including American Express and U.S. News.

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Articles by Pinyo

My Kid’s College Costs will be $467,000! Are You Kidding Me?

In preparation for my first child, I started to think about saving for college. I found this neat calculator from SallieMae and tried it just to get an idea of how much will college costs 17 [...]

6 Cool Financial Math Tricks and Rules

Once in a while, you will come across mathematical shortcuts or trick to help you better manage your finances. Here are 6 cool financial math tricks and rules that I know about. These are pretty common, [...]

Powerful Life Experiences About Money

As we grow up, we are constantly bombarded with experiences and emotions. Some are so powerful that they change us and make us who we are today. Take a moment and move yourself back through time. [...]

Put Your Savings on Autopilot: How I Saved $250,000

In this article, I want to share with you how I saved my first $250,000. I hope this doesn’t come off as bragging, but rather demonstrate some of the things I did to get where I [...]

35 Rules of Common Sense Investing

35 Rules of Common Sense Investing

I have been investing in the stock market for nearly 10 years and acquired quite a bit of experience and knowledge (mainly through making mistakes). I’ve never codified on to a piece of paper until today. [...]

$1 Million by 2017. What’s Your Financial Goal?

$1 Million by 2017. What’s Your Financial Goal?

Before I started this blog, I did not really have a good financial goal. Actually, my financial goal was similar to 99.9% of other Americans…I wanted to be rich. But what is rich? InĀ Are you wealthy? [...]

What to Do When The Stock Market Crashes

For new investors, a stock market crash can be a frightening experience. In the past few days, there were a lot of gloom and doom talk about the stock market that closed 13,265.47 on Friday, July [...]

Are You Wealthy? Here’s a Test

To many people, wealthy means having an abundance of material possessions. Wealthy people are those that own big houses, luxury cars, yachts, expensive watches, etc. But is that really wealthy? For me, I would consider myself [...]

Are You Paying Too Much Rent? Check With Rentometer

Are You Paying Too Much Rent? Check With Rentometer

Do you ever wonder if you are charging too little for your rental property? On the other hand, if you are a renter, do you ever wonder if you are paying too much? Today, I stumbled [...]

What are Exchange-Traded Funds (ETFs)?

What are Exchange-Traded Funds (ETFs)?

What are Exchange-Traded Funds (ETFs)? They are a relatively new class of investment funds that hold underlying assets like a mutual fund, but are traded on a stock exchange like individual stocks. To better understand ETFs, [...]

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