Pinyo is the owner of Moolanomy Personal Finance and an entrepreneur with over 20 years of business experience. He has a strong appreciation for business management, investing, and wealth building. He has written for many online publications, including American Express and U.S. News.
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It always pains me to see good people stuck in jobs that are obviously well under their capabilities. On the opposite end, how some people ended up with their great jobs occasionally surprise me. This made [...]
Market timing does not work (1). However, there are still plenty of investors who believe in market timing, and a subset of these believe that January Effect and October Effect are real. In a true MythBusters‘ [...]
In the previous lesson with my wife, I taught her about various investment vehicles available at our disposal. This time we discussed choosing the right tool for the job; that is, choosing the best investment option [...]
Recently, I was sent a copy of Wise Investing Made Simple: Larry Swedroe’s Tales to Enrich Your Future by the publicist. After I finished the first chapter, I simply couldn’t put it down until I finished [...]
Last week Glblguy wrote about a Guideline Budget and Lynnae’s husband lost his job (sorry about that). After I read the two posts, I realized that a good budgeting plan could be a great blueprint for [...]
Occasionally, I like to share some of the stories that floating around the Net and email systems with my blog readers. This is a great story that my wife sent me (may be it’s a hint). [...]
You may have heard the expression “cut your losses early” before. This is probably the most profound wisdom for stock investors. The table below will illustrate the reason behind this insight. The table shows that it [...]
In addition to starting a 529 college savings plan for our son, I also have been looking at alternatives if my wife and I couldn’t reach our savings goal. These alternatives may come in handy if [...]
When discount brokerage firms like Charles Schwab, E*Trade, and TD Ameritrade emerged on the scene, they made stock trading more affordable. The trade commissions in the sub $20 range were a refreshing change from the exorbitant [...]
I am upset, because I just had an unsavory experience with an unethical merchant. Recently, I had the unfortunate opportunity to deal with a company called 86th Street Photo & Video (86photovideo.com). Last Friday, my wife [...]