Pinyo is the owner of Moolanomy Personal Finance and an entrepreneur with over 20 years of business experience. He has a strong appreciation for business management, investing, and wealth building. He has written for many online publications, including American Express and U.S. News.
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Should You Pay Off Your Mortgage Early? This is an age-old question with no definitive answer. There are people who believe paying off mortgage as fast as possible is better, and there are people believe investing [...]
Okay, so I have walked you through the process of how to determine the right amount of life insurance coverage in part 1, and why whole life insurance doesn’t make good financial sense in part 2. [...]
In the first post How Much Life Insurance Do I Need?, I worked with my insurance sales agent on how much life insurance my wife and I need. One of his suggestions is to buy a [...]
Last year, I switched my car and home insurances to Liberty Mutual and started an umbrella policy with them as well. This move netted me a saving of over $1,000 per year and allowed me to [...]
Whenever the question of paying for college comes up, it seems to spark a heated debate. Some parents want to pay for it all, others are firm believers that their children should have to put themselves [...]
A while ago, I asked the question: how much should we invest internationally? Ever since, I came to believe that I am over-weighted in U.S. equities at 72% invested. I believe that my international equities exposure [...]
Is it for real? Can you really invest $1 million virtually and earn real money with no fee and no risk attached. Apparently, it’s possible and people are doing it at UpDown.com. In fact, I’ve already [...]
At the end of last month, I discussed how the basic net worth formula reveals several money management insights. As part of that article, I started a little game where I ask my readers and other [...]
When it comes to budgeting, there are two main camps on this matter — either you swear by it, or you believe budgeting doesn’t work. For example, Nickel coined the term reverse budgeting and pretty much [...]
I have a secret desire to be a professional financial planner one day (well, now it’s not so secret anymore). Of course, this would take me in a completely direction from my current career. Because of [...]