Pinyo is the owner of Moolanomy Personal Finance and an entrepreneur with over 20 years of business experience. He has a strong appreciation for business management, investing, and wealth building. He has written for many online publications, including American Express and U.S. News.
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When I was a little boy, my dad told me that I’ll never be poor if I avoid 3 habits. These three habits are drug use, gambling, and overspending. He calls them wealth banes. As an [...]
One of the quickest ways to improve your finances is to reduce your expenses and find more ways to save money. This article is a compilation of various money saving articles that have been published over [...]
As we approach the vacation season, I want to cover the basics of preparing for roadside emergencies and dealing with car breakdown. I have had my fair share of roadside emergencies and breakdowns. My experience includes [...]
A common mistake for a beginning investor is equating low price per share stocks, such as penny stocks, as inexpensive stock price. After all, it feels intuitive that a $1 stock is less expensive than a [...]
Defining a good goal is hard enough in itself, but people still fail even with well thought out SMART goals. Why? The answer is simple: they fail to turn these goals into actions. Generally, a goal [...]
An important factor in achieving financial success is setting good goals that you can work toward. Like traveling, you can get to where you want quicker if you know where you are going instead of wandering [...]
In celebration of Earth Day, I want to share my perspective on green and socially responsible investing. The idea of socially conscious investing has been around for a long time, but its popularity soared over the [...]
Should I get back into the stock market? You might be asking yourself this question if you had bailed out during the recent market downturn and watched it climbed almost 30% in March. I don’t blame [...]
Following up on my how to create a budget article, I want to share with you a budgeting method called the cash envelope budgeting system. The envelope system of budgeting has been around for long time [...]
Trees Full of Money has an article about Borrowing 401k Savings to Refinance Mortgage. I thought the question was interesting , and it is worth analyzing this situation, because many people are facing the same scenario. [...]