Pinyo's Author Profile and Articles

PinyoPinyo is the owner of Moolanomy Personal Finance and an entrepreneur with over 20 years of business experience. He is interested in business management, investing and wealth management. He has written for many online publications, including American Express Currency and U.S. News Money. You can follow him on Facebook and Twitter. (See also: Pinyo's Google Profile)

Articles by Pinyo

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What is a Good Credit Score Rating?

What number is considered a good credit score rating? On a scale that usually goes from 300 to 850, the short answer is anything above 720. And why does it matter to have a good credit score? [...]

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5 Factoids about Credit and Debt Across Generations

Experian put together this infographic looking at credit and debt as it relates to each of the last four generations. While age isn’t one of the factors used in determining your credit score, many of the other [...]

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How and Where to Get Free Credit Scores in 2012

Do you want to know your credit score but are not sure where to look? This article will walk you through the three main ways you can check your credit score for FREE. It will also [...]

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Best High Interest Checking Account Rates

If you keep a lot of money in your checking account, moving your money to a high interest checking account may be a good move. Below is a list of nationally available highest yields checking accounts. [...]

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What is a Credit Report and How to Get Free Report from Equifax, Experian, and TransUnion

One of the first step to help you better understand and improve your credit is to get your credit reports. Your reports give you a better understanding of what’s going on, and offer you the opportunity [...]

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5% Cash Back Credit Cards, February 2012 Promotion Calendar

The following is the 2012 calendar of 5% cashback bonus promotions for some of the credit cards and debit cards that are currently offering a 5% promotion. These cards include Chase Freedom, Citi Dividend, Discover Card, [...]

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Get up to 6 Free Nights with Starwood Preferred Guest® Credit Card from American Express

The Starwood Preferred Guest® Credit Card from American Express is designed for those with good credit who frequently stay at Starwood hotels and resorts and plan to take advantage of the various benefits and services that [...]

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Get $100 Cash Back from Citi® Dividend Platinum Select® Visa®

One of my three favorite credit cards just launched a special limited time promotion that I want to share with you. Citi® Dividend Platinum Select® Visa® is offering $100 Cash Back after $500 in purchases within [...]

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Get $625 Bonus with Chase Sapphire (SM) Preferred Card

The Chase Sapphire(SM) Preferred Card has enhanced earnings and rewards targeted towards travelers. Earn 50,000 bonus points after you spend $3,000 in the first 3 months — enough for a free flight, or simply exchange it [...]

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How to Create 1099-MISC Forms and File Online with the IRS

If you hired contractors to perform work for you, you will have to create a 1099-MISC form for each contractor that you paid $600 or more to over the course of the year. These forms have [...]

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